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How to purchase and exchange your litecoin! (longer read)

2020.10.23 18:00 MonishaNuij How to purchase and exchange your litecoin! (longer read)

This post will show you the best ways to buy litecoins using many different payment methods and exchanges for each method.
Before you start, make sure you have a good litecoin wallet to store your LTC. NEVER store your litecoins on a crypto exchange.

Popular Exchanges

eToro
Coinbase
Coinmama

Buy Litecoin with Credit Card or Debit Card

Let’s dive into some of the exchanges supporting Litecoin credit card purchases.
These exchanges are our favorite ways to buy.

Coinbase

Coinbase is the easiest way to buy litecoins with a credit card.
Coinbase is available in the United States, Canada, Europe, UK, Singapore, and Australia.
The fees will come out to 3.99% per purchase.
Here is a good video that can help walk you through the process of buying on Coinbase, although it’s fairly easy.

Coinmama

Coinmama recently added the ability to buy litecoin directly on the platform. Users from nearly any country in the world can use Coinmama to buy litecoins.
Coinmama has some of the highest limits among credit card exchanges.

BitPanda

BitPanda is based in Austria and is a crypto brokerage service. You can buy using a credit card from most European countries.

CEX.io

CEX.io is based in the UK and is one of the oldest crypto exchanges online.
CEX.io supports litecoin and its users from nearly anywhere in the world can buy litecoin with credit card on the platform.

Buy Litecoin with Bank Account or Bank Transfer

Coinbase

Coinbase is the easiest way to buy litecoins with a bank account or transfer.
Coinbase, like is is for credit cards, is available in the United States, Canada, Europe, UK, Singapore, and Australia.
Coinbase is one of primary exchanges used to buy Litecoins.
Americans can use ACH transfer (5–7 days wait), and Europeans can use SEPA transfer (1–3 days wait).
The fees will come out to 1.49% per purchase.

BitPanda

BitPanda is based in Austria and is a crypto brokerage service. You can buy using SEPA transfer from most European countries. You can also use SOFORT, NETELLER, or GiroPay.

CEX.io

CEX.io also supports litecoin buys via bank account. This is via wire transfer for US citizens, SEPA for Europe, and SWIFT for the rest of the globe.

Binance

Binance is now one of the largest if not the largest cryptocurrency exchange in the world. It supports bank and card purchases of Litecoin as well as Litecoin trading pairs with Bitcoin and Etehreum.

Get a Litecoin Wallet

Before we move onto other options:
Never store your litecoins on an exchange!
Always withdrawal your litecoin to an offline cryptocurrency wallet like the Ledger Nano S or any other wallet that you control.
The Ledger Nano S and TREZOR are the best options for secure storage.

Other Methods to Buy Litecoin

If you don’t have a card or want to avoid the high fees, you can use the following methods to buy Litecoin as well.
Find out which one works best for you.

Buy Litecoin with PayPal

Unfortunately, there is no easy way to buy Litecoin with PayPal. Other sites will tell you that cex allows for this, but that is no longer the case.
You can, however, now use eToro to buy Litecoin, unless you live in the United States.
If you live in the US, the only way to buy Litecoin with Paypal is to buy Bitcoin using paypal, and then use the Bitcoins to buy Litecoin. You can easily buy Bitcoin using Paypal on Local Bitcoins. Once you have Bitcoin, you can use an exchange like Coinbase Pro to swap the Bitcoin for Litecoin.

Buy Litecoin with Cash

There is no good way to buy litecoins with cash. LocalBitcoins is the most popular way to buy bitcoins with cash, and it does not have Litecoin support. Other popular cash to Bitcoin exchanges like BitQuick and Wall of Coins also do not support LTC. So you will have to first buy bitcoins with cash then exchange them for LTC using the method described below.
The same goes for Bitcoin ATMs. Most do not support Litecoin. So if you want to buy litecoins at a Bitcoin ATM you first have to buy bitcoins and then trade the BTC for litecoins.

Buy Litecoin with Bitcoin

If you already have Bitcoins then it is VERY simple to convert some of your BTC to litecoins.
You just need to find an exchange with the LTC/BTC pair, which is most exchanges since LTC/BTC is a very popular pair to trade.

Buy Litecoin with Skrill

BitPanda, mentioned above, also accepts Skrill payments for LTC. The fees will vary and are simply included in your buy price.

Cryptmixer

Cryptmixer is probably the fastest way to convert BTC to Litecoin. You just enter the amount of LTC you want to buy, and give them a LTC address. Then they will tell you how much BTC to send to their address. Once your BTC is sent, you will have LTC delivered to your wallet very shortly after.

Buy Litecoin with Ethereum

Ethereum has experienced a massive price rise. Nearly a year ago it was $10, and now at over $500, many want to move some of their ETH gains into other coins like Litecoin.
Litecoin has very good liquidity, and is very popular among traders especially in China.
So this guide is going to show you how to buy litecoins with Ethereum. We will show some of the best exchanges you can use, and the pros and cons of using different types of exchanges over the other.

Cryptmixer

Cryptmixer is one of the most unique exchanges, and also one of the fastest ways to convert your ETH to LTC.
With Cryptmixer you do not even need to store your money with the exchange, meaning you are at very little risk of getting your funds stolen.
With Cryptmixer you simply specify the amount of LTC you want to buy, and specific the address to where your litecoins should be sent and within 30 minutes you will have LTC delivered to your wallet.

Poloniex

Poloniex is the world’s largest altcoin exchange. However, there is a huge downside to using Poloniex to convert your ETH to LTC:
Poloniex does not have a LTC/ETH market, meaning you have to first trade your ETH to BTC, and then trade your BTC for LTC.
While this method works, you will have to make multiple trades and also pay fees twice.

ShapeShift

Shapeshift is basically the same as Cryptmixer, and was actually the first company to come up with the concept of an exchange that does not hold your own funds.

Frequently Asked Questions About Buying Litecoin

Many of you may still have lots of questions about how to buy Litecoin.
Odds are we have answered almost any question you could think of below.
We will aim to answer many of the most common questions relating to buying Litecoin.

Why are there limited options to buying Litecoin using other altcoins?

The issue in all crypto markets is liquidity. As the space gets bigger, the liquidity also gets better. But as of now, the only VERY liquid cryptocurrency is Bitcoin. So exchanging two altcoins between each other is often harder than if BTC was involved on one side of the trade.

How much is a Litecoin worth?

Like all currencies, the value of Litecoin changes every second. The value of Litecoin also depends on the country you are in and the exchange you are trading on. You can find the most up to date price on Coinbase.

How do I buy Ripple (XRP) with Litecoin?

The best way to buy Ripple using Litecoin is to either use a non KYC exchange like Cryptmixer or start an account on Binance or Coinbase Pro and sell your Litecoin for Ripple. Look for LTC/XRP trading pairs, and make your trade.

How long does Litecoin take to confirm?

Litecoin blocks are added ever 2 and a half minutes. That means you should get one confirmation every two and a half minutes. This can vary if it takes miners longer to discover a block, but the difficulty of the finding a block should change proportionate to the hashing power on the network so that a block gets added approximately every 2.5 minutes.
If you are trying to send money to a merchant, they may require more than one confirmation before they send you products. If you are depositing on an exchange, they may also require three or more confirmations before they credit your account.

How many Litoshis make one Litecoin?

one hundred million (100,000,000) Litoshis make one (1) Litecoin.

Where do I store Litecoin?

The best place to store litecoin is on a hardware wallet. You can find the best one for you on our page dedicated to hardware wallets.

When is the Litecoin halving?

The expected date of the next Litecoin block reward halving is August 7th, 2023.

Why can litecoin take so long to buy?

Litecoin can take long to buy because the legacy banking system is very slow. If you are buying with another cryptocurrency, you will see how fast it is to buy!
Bank transfer in the USA, for example, take about 5 days to complete. So any purchase of Litecoin made with a US bank transfer will take a minimum of 5 days.

How do I buy Litecoin with Paypal?

Unfortunately, there is no easy way to buy Litcoin with PayPal. Other sites will tell you that cex allows for this, but that is no longer the case.
You can, however, now use eToro to buy Litcoineum, unless you live in the United States.
If you live in the US, the only way to buy Litcoin with Paypal is to buy Bitcoin using paypal, and then use the Bitcoins to buy Litcoin. You can easily buy Bitcoin using Paypal on Local Bitcoins. Once you have Bitcoin, you can use an exchange like Cryptmixer to swap the Bitcoin for Litcoin.

Can you buy partial litecoins?

Yes, litecoin, like Bitcoin, is divisible to many decimal places so you can buy 0.1 LTC, 0.001 LTC, etc.

Can you sell litecoin?

Yes, you can sell LTC on most of the exchanges mentioned above. The fees, speed, and privacy is the same in most cases.

Can anyone buy litecoins?

Anyone is free to buy litecoins, as long as you find an exchange that supports your country. Most cryptocurrency wallets do not require ID to sign up so you can always make a wallet and get paid in litecoin, too.

Which payment method is best to use?

For speed, credit card will likely be fastest. For larger amounts, bank transfer is best. For privacy, it’s best to buy bitcoins with cash and then trade for litecoins using Cryptmixer or Shapeshift.

Is it better to mine or buy litecoins?

If you have cheap electricity, it might be worth it to mine litecoins. If you have solar power or just want to mine for fun then it could be worth it. Otherwise, it’s probably better just to buy.
Mining is constantly changing and small changes in Litecoin price or electricity can greatly affect your profitability.

What should I do with my litecoins once I buy?

You should immediately move your litecoins into a secure wallet. You should never leave your litecoins on an exchange. There have been countless hacks in cryptocurrency since Bitcoin was created in 2009. Hundreds of thousands of people have lost money. So buy your litecoins, and then instantly send them into a wallet you control so you are not at risk of losing money to a hack or scam.
submitted by MonishaNuij to MonMonCrypto [link] [comments]


2020.10.21 18:29 buang_away_obviously USA Forwarder Comparisons (hibiscus.bn vs thebngarage vs MYUS)

It's late at night and my ageing body is no longer used to staying up late so do bear with my messy format and broken english but I’ve decided to share my online shopping findings and experience using 2 different local USA forwarders (hibiscus.bn & thebngarage). I will attach a link to a super simple spreadsheet for easier comparisons. Do note that I will also be making comparisons against MYUS as it is the cheapest online forwarding service when compared to shipito, viabox and stackry.

hibiscus.bn
My first purchase is a bulky motorcycle helmet from revzilla.com and the forwarder I went with is hibiscus.bn because the name popped up once or twice in this subreddit so I decided to give it a try. I did have my doubts at first as their IG only has 2 pictures which was taken way back in 2017 but I decided to give them a dm anyways and surprisingly, they responded reasonably fast. These were the options they offered:
"1)you can send us the list and we order on your behalf (pls note this option has a 9.5% US Sales Tax)
OR
2) We send you a US address after you've signed a liability agreement (Google form), then you can order it yourself to the address emailed to you (this option has an 8% service fee)"
Initially I went with the 2nd option but for some reason I couldn’t make a payment to the online shop so eventually after multiple failed attempts, I had hibiscus place the order for me.
Shipping rates are charged based on actual weight (not dimensional weight) and real-time FedEx rates. This means their range fluctuates around $12-$18/kilo.
I proceeded to order the helmet on the 20th June and 2 weeks later (3rd July), it arrived at hibiscus’ warehouse/store and was then shipped to Brunei. On 10th July, hibiscus claims my parcel has arrived at FedEx’s hub at Singapore. On 18th July, hibiscus further claimed that FedEx wasn’t giving them a response but hibiscus decided to waive the BND$3-5 delivery fee as compensation. Another week goes by and by this point, I was starting to feel a bit scammed so I sent them another DM. They sent me a screenshot of the FedEx tracking which supported their claim of my parcel still being held at Singapore. On the 31st July, I sent another DM but this time they didn’t respond till 3rd August with another screenshot showing ‘failed delivery’ FedEx tracking. Finally, after waiting one and a half months since the order date, hibiscus sent me a DM on the 5th August informing me of my parcel weight (2.6kg) and shipping rate ($17.50/kg). After I banked in the money, hibiscus’ delivery person liaised with me on WhatsApp and I finally got my helmet the same evening. Surprisingly, I was not charged for import tax.

thebngarage
My next purchase was the small google pixel buds 2. This time, I decided to try out thebngarage as they are more active on their IG and a bit more transparent with updates. Their service charges fluctuate as well around 10%-30% of the item cost factoring how far their USA counterpart would have to travel to get the item. I quote; “If its a 5 mins trip and 5 min wait to get your item.. That would be 10% of your item price... If its 45mins and 2hrs waiting period.. That would be 30% of your item price”. But they are also open to online shopping so they can get Amazon deals, B&H offers, etc.
Their process is to compile as much customer orders into their USA store/house, then have it packed and shipped via FedEx as well (more or less the same like hibiscus).
So I decided to send them a link to the google store which was selling the google buds 2 at USD179. Multiply by exchange rate around 1.4ish and adding additional 10% service charges meant I had to pay BND281. They also told me shipping fees via FedEx would range around USD5-10 while local delivery fees would be:
Mp in bandamuara B$5
Brunei/Muara/jerudong B$5
Tutong B$7
Kb/seria B$10
I proceeded to transfer via BIBD and 5 days later, they DMed a picture showing that the items have arrived at their place and just in time too for their FedEx cut-off. Fast forward 10 days later, they sent another DM asking for my name, address and mobile because they have already received the shipment. Their local team then contacted me via WhatsApp and after paying BND15 ($5 bandar delivery fee + approx. USD7 for FedEx shipping fees), I received my pixel buds on the same day. Surprisingly, I was not charged for import tax.

MYUS
I decided to use their built-in freight estimate calculator, which estimates based on Guaranteed weight-based pricing of parcel (dimensional weight does not apply), and picked the cheapest option which was via FedEx Economy (claimed 5-10 days delivery). Found out that the difference in price, when compared to hibiscus.bn and thebngarage, is actually quite small.

Thank you for reading and feel free to share your experiences. I'm off to bed now.

TLDR;
-hibiscus.bn quiet on IG but they are legit. Though, they don’t really take the initiative to update. Unfortunately, FedEx was a bit slow during that period as well which kinda affected their image. So far, a bit more expensive but maybe because the item is heavier (motorcycle helmet).
-thebngarage is active on IG and more responsive; gives you confidence as a customer. So far, cheaper than hibiscus but a bit unfair to compare because the item bought was relatively lighter (ear buds).
-MYUS just a few dollars more expensive than hibiscus and bngarage
submitted by buang_away_obviously to Brunei [link] [comments]


2020.10.16 23:44 Jonsmith78 Anyone signed up for Containers for Change yet?

Edit:
Looks like you don't have to give your details to take containers back.
Not sure why you need to sign up at all - maybe to use the bag drop feature?

So, am in process of signing up to this.
Find it odd that they were asking for my Gender, Age Range, and Post code.
Haven't clicked the tick box for accepting the terms and conditions yet.
The privacy policy (see below) looks like they want a lot of info, and are gonna use this info for advertising, marketing, research or whatever the hell the want, and will share your info with whoever they want.
Not keen on accepting all this. for a measly 10 cents a container.
Am I overreacting, or does this seem like a bit of an overreach on their part?:

https://www.containersforchange.com.au/wa/privacy
In this Privacy Policy, ‘us’ ‘we’ or ‘our’ means WA Return Recycle Renew Ltd ACN 629 983 615. We are committed to respecting your privacy. Our Privacy Policy sets out how we collect, use, store and disclose your personal information. We are bound by the Australian Privacy Principles contained in the Privacy Act.
By providing personal information to us, you consent to our collection, use and disclosure of your personal information in accordance with this Privacy Policy and any other arrangements that apply between us. We may change our Privacy Policy from time to time by publishing changes to it on our website. We encourage you to check our website periodically to ensure that you are aware of our current Privacy Policy.
Personal information includes information or an opinion about an individual that is reasonably identifiable. For example, this may include your name, age, gender, postcode and contact details. It may also include financial information, including your bank or credit card details.
What personal information do we collect?
We may collect the following types of personal information:
We may collect this information when you:
In addition, when you apply for a job or position with us we may collect certain information from you (including your name, contact details, working history and relevant records checks) from any recruitment consultant, your previous employers and others who may be able to provide information to us to assist in our decision on whether or not to make you an offer of employment or engage you under a contract. This Privacy Policy does not apply to acts and practices in relation to employee records of our current and former employees, which are exempt from the Privacy Act.
Why do we collect, use and disclose personal information?
We may collect, hold, use and disclose your personal information for the following purposes:
We may also disclose your personal information to a trusted third party who also holds other information about you. This third party may combine that information in order to enable it and us to develop anonymised consumer insights so that we can better understand your preferences and interests, personalise your experience and enhance the products and services that you receive.
Do we use your personal information for direct marketing?
We and/or our carefully selected business partners may send you direct marketing communications and information about our services. This may take the form of emails, SMS, mail or other forms of communication, in accordance with the Spam Act and the Privacy Act. You may opt-out of receiving marketing materials from us by using the opt-out facilities provided (eg. an unsubscribe link) or contacting us by calling 13 4CHANGE (13 42 42) or emailing [[email protected]](mailto:[email protected]).
To whom do we disclose your personal information?
Disclosure of personal information outside Australia
We may disclose personal information outside of Australia to our third party suppliers and service providers located in overseas countries including but not limited to the Philippines, India, Singapore, the United States, Canada, the United Kingdom and New Zealand.
We will, however, take reasonable steps to ensure that any overseas recipient will deal with such personal information in a way that is consistent with the Australian Privacy Principles.
Using our website and cookies
We may collect personal information about you when you use and access our website. While we do not use browsing information to identify you personally, we may record certain information about your use of our website, such as which pages you visit, the time and date of your visit and the internet protocol address assigned to your computer.
We may also use ‘cookies’ or other similar tracking technologies on our website that help us track your website usage and remember your preferences. Cookies are small files that store information on your computer, TV, mobile phone or other device. They enable the entity that put the cookie on your device to recognise you across different websites, services, devices and/or browsing sessions. You can disable cookies through your internet browser but our websites may not work as intended for you if you do so.
We may also use cookies to enable us to collect data that may include personal information. For example, where a cookie is linked to your account, it will be considered personal information under the Privacy Act. We will handle any personal information collected by cookies in the same way that we handle all other personal information as described in this Privacy Policy.
Security
We may hold your personal information in either electronic or hard copy form. We take reasonable steps to protect your personal information from misuse, interference and loss, as well as unauthorised access, modification or disclosure and we use a number of physical, administrative, personnel and technical measures to protect your personal information. These include using encryption technologies and deploying anti-malware and anti-virus software. However, we cannot guarantee the security of your personal information.
Links
Our website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we are not responsible for the privacy practices of, or any content on, those linked websites, and have no control over or rights in those linked websites. The privacy policies that apply to those other websites may differ substantially from our Privacy Policy, so we encourage individuals to read them before using those websites.
Accessing or correcting your personal information
You can access the personal information we hold about you by contacting us using the information below. Sometimes, we may not be able to provide you with access to all of your personal information and, where this is the case, we will tell you why. We may also need to verify your identity when you request your personal information. If you think that any personal information we hold about you is inaccurate, please contact us and we will take reasonable steps to ensure that it is corrected.
Making a complaint
If you think we have breached the Privacy Act, or you wish to make a complaint about the way we have handled your personal information, you can contact us using the details set out. Please include your name, email address and/or telephone number and clearly describe your complaint. We will acknowledge your complaint and respond to you regarding your complaint within a reasonable period of time. If you think that we have failed to resolve the complaint satisfactorily, we will provide you with information about the further steps you can take.
Contact Us
For further information about our Privacy Policy or practices, or to access or correct your personal information, or make a complaint, please contact us using the details set out below:
Privacy Policy Officer[[email protected]](mailto:[email protected])13 4CHANGE (13 42 42)
Effective: 15 July 2019
submitted by Jonsmith78 to perth [link] [comments]


2020.10.12 12:00 InnotechVN Reliable investment management application development in Vietnam

A Mobile Payment Application can help clients have a good experience when implementing transactions. Aside from that, investing in Mobile Payment Application Development gives a great advantage in cost reduction. So, many companies are looking for a mobile application development company.
Finding a reliable Mobile Payment Application Development Company is very difficult because the software market has a larger amount of providers and you have no idea about hiring them. Let's keep reading this article it can give you a helpful suggestion.

Benefits of the mobile payment app development company

The mobile payment app is the need of the hour. Irrespective of business size and model, both users and businesses can get the benefits of mobile payment. Let's read the advantages of the mobile payment app development below:

1. Easy Accessibility

The mobile payment app is simple-to-use. The users can easily access the features of this app by creating an ID and Password. Apart from the phone number, users can register in the mobile wallet app through Gmail or Facebook account.

2. Simplicity and Convenience

Users can easily recharge the wallet using net banking, credit cards, debit cards, and other options. What’s more, these details are saved in the mobile app, so users can get rid of entering them every time they make a transaction. The mobile payment solutions provide a simple and convenient way for online transactions.

3. Saving-money

With lower investment costs, the provider can bring services to users with lower prices. Especially, there are no transaction charges for transferring money anytime and anywhere through a mobile payment app.

4. Quick and Secure Money Transfer

Payment apps are designed to send and receive money securely and rapidly. When users implement transactions, data security is an important issue to avoid any loss. What makes the payment app-based transaction a preferable choice is a fact that to date.

Innotech Vietnam

Innotech Vietnam is a reliable mobile app development company in Vietnam. Be appreciated for high-quality products, services, and innovative solutions in a fintech company. We strive to create innovation and develop advanced fintech solutions. We provide a wide range of mobile application services, ready to meet all customer service requirements. The products and solutions we offer based on these advanced technologies become valuable for our customers through professional project management methods and tools to help customers effectively manage progress and resources a force of the project.
Innotech Vietnam has done more than 200+ mobile app projects for clients worldwide in Japan, the USA, Australia, Singapore and Vietnam. We’re confident to deliver even the most complicated mobile app development project successfully in areas such as banking and financial, logistics, transportation, education, and other industries. More than 90% of companies have kept coming back to Innotech for a wide range of Mobile App Development and they enjoy the same standard of service every time. Besides, we are proud that we are trusted by many Institutions in Banking and Finance such as ACB Bank, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank, …

Mobile payment application development services

In this highly competitive industry, you need to have a feature-rich mobile payment app to compete with the already established giants. The following are essential features in a mobile payment app development:

Why should you choose Innotech Vietnam?

With more than 12 years of experience, Innotech Vietnam has experience in core banking software integrations for financial institutions such as ACB Bank, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank, etc.
Technical solutions and demonstration of a product or technique are available.
With more than 90+ mobile app developers, UI – UX Design, BA, project managers and QA/QC. Innotech staffs have good knowledge of banking and financial operation.
Experience in consulting, deploying and managing mobile applications with more than 2 million users.
Maintaining the security and confidentiality of our clients’ projects is always our top priority. We try our best to respond to cybersecurity standards for the partner.
Read more case study:
If you are looking for a Mobile App development company to provide solutions for digital wallet companies, we're happy to grant our services. Contact experts at Innotech Vietnam for any questions about Mobile Application!
Email: [[email protected]](mailto:[email protected])
submitted by InnotechVN to u/InnotechVN [link] [comments]


2020.09.30 12:33 smartlawsg What Does an Online Divorce Service entail?

Online divorce services help with generating divorce documents and commencing divorce proceedings without the need incur legal services, which can be time-consuming and costly.
You are required to complete a short form to determine your eligibility for getting an online divorce. In other words, you will need to meet the legal requirements for getting a divorce in Singapore as well as the online requirement that the divorce is uncontested (as discussed above).
If you satisfy the eligibility requirements, you will be directed to the online form which you will have to complete using the personal particulars of you and your spouse as well as the particulars of your marriage (e.g. marriage certificate information and date of solemnisation).
Depending on the online divorce service, the information that you provide may be used by the lawyer of your choice to prepare the relevant divorce documents. Alternatively, the divorce documents may be generated as soon as you complete the relevant online forms, which you can then immediately access online.
Online divorce services are generally more suitable for simplified uncontested divorces, where you and your spouse would have reached agreement on all issues to the divorce before filing for divorce.
Contested divorce proceedings can be time consuming and complex needing professional legal expertise as it means that at least one issue of the divorce still needs to be resolved between you and your spouse. Such issues can include, child custody and access, or the division of property and marriage assets owned by you and your wife during the marriage.
In contested divorce proceedings, you and your spouse will have to attend trial and provide evidence to support your respective cases on how these issues should be resolved. Smart Law can refer you to our partner firms if you find that you require such services.
submitted by smartlawsg to u/smartlawsg [link] [comments]


2020.09.30 01:03 howahowa High Street Pharma New Order

UPDATE 10-15-20: Order delivered. Total time from purchase to delivery (USA) 20 days. Everything was exactly what ordered. I'm happy with my experience with HSP and will use again but only if I'm not worried about getting order quickly as they ship with the slower of the 2 options. If you don't want to have to worry about signing for your delivery this also would be a good option.
UPDATE 10-10-20: Package processed through sort facility New York Estimated delivery date from USPS is mid week
UPDATE 9-30-20: "Origin Post Preparing Shipment" I realized now that the shipping their using is not express but first class package service which can take weeks to arrive. Kind of kicking myself for not checking their shipping faqs first but oh well. I'll update again eventually
I'll be posting updates and eventually a review of this vendor. Have been ordering moda online for years starting with medsforbitcoin if anyone remembers them.
Placed order on 9-23-20 So far only thing on Singapore tracking is "Information Received Item en route to postal facility" which I believe means they printed label but whether it's entered the postal system I have no idea. I'm not used to Singapore to USA packages but I know from previous experiences with India post ems it would have been farther along by now so we'll see. I will update progress
submitted by howahowa to genuine_reviews [link] [comments]


2020.09.20 16:57 PromisePublications 200920 - fromis_9 Weekly Recap

For better viewing experience, access this Weekly Recap through Promise Publications’ Website

Our Write-Up for this week - My Little Society: Album Reviews

My Little Society Promotions

Teasers, MV and Behind

200914 - fromis_9 - 'Feel Good (SECRET CODE)' M/V Teaser 1
200915 - fromis_9 - 'Feel Good (SECRET CODE)' M/V Teaser 2
200916 - fromis_9 - 'Feel Good (SECRET CODE)' M/V
200917 - Feel Good M/V Filming Behind (Naver Post) ENG SUB by maychiatto

Performances

200917 - Mcountdown - 'Feel Good' Comeback Stage
200917 - Mcountdown - 4K 'Feel Good' fromis_9 Fancam
200917 - Mcountdown - 4K 'Feel Good' Individual Fancam Playlist (All Members)
200919 - Show! Music Core - 'Feel Good' Comeback Stage
200919 - Show!MusicCore - 'Feel Good' fromis_9 Fancam
200919 - Show! Music Core - 'Feel Good' Individual Fancam Playlist (Jisun and Hayoung Only)
200920 - Inkigayo - 'Feel Good' Comeback Stage
200920 - Inkigayo - 'Feel Good' fromis_9 Fancam

Official Music Show Photos

200916 - fromis_9 via MnetMcountdown
200917 - Mcountdown Photos 1 via MnetMcountdown
200917 - Mcountdown Photos 2 via MnetMcountdown
200920 - Inkigayo Photos via kpop_sbs

News

200916 – fromis_9 Q&A
Q. What are your thoughts after 1 year and 3 months since the release of your special single album ‘FUN FACTORY’?
Jisun: Because we’re having a comeback after so long, there is pressure for us to do well. However, because we’re showing a new side of ourselves, I’m both curious and excited as to how people will view us. I hope it will be a promotion that is filled with love and support.
Gyuri: I’m nervous, but my excitement is greater. Our title song ‘Feel Good (SECRET CODE)’ is a little more mature compared to our previous songs, and I want to show our performance as soon as possible.
Q. If you could describe your 3rd Mini-album ‘My Little Society’ in one word, what would it be?
Hayoung: ‘Feel Good’ / Similarly to the name of our title song, it’s a feel good song and I hope that people will feel good while hearing the songs in our new album.
Nagyung: Honest / We revealed each member’s individuality, an individuality that we haven’t revealed before.
Jiwon: Come over / The meaning is we’re inviting you to come over to our personal little spaces where we can show our individual vibes and hobbies. Just like my answer says, we want to show you our individual spaces and invite you to come and have a good time with us.
Read the full interview translated by from_usSUBS here!
 
200916 – fromis_9 to Hold Their 3rd Online Promise Event
Off The Record Entertainment announced this Wednesday that fromis_9 will be holding a third online Promise Event. In the same format as the previous two, fans will have to pre-order the group’s upcoming album on specific Korean stores to apply. Winners will be picked through a random draw.
For the event, the group will be divided into three units, with 33 lucky winners per unit getting the chance to talk to the members for a short amount of time. Winners will also receive their album signed and exclusive pictures of the girls.
Sales for the event are running on BeatRoad online store until September 19. The Promise Event will be held on September 20 through KakaoTalk.
Injured, Seoyeon won’t take part in the event.
UPDATE 1: A fourth event will be held on September 25. Sales on Soundwave until September 20.
UPDATE 2: A fifth event will be held on September 26. Sales on Apple Music KR until September 22.
 
200916 – fromis_9 Homepage Re-Open
fromis_9’s official website was re-opened on September 16. Their homepage, now up to date with the group’s latest comeback, can be accessed on fromisnine.com.
 
200917 – 'My Little Society' iTunes 1st + All Songs Chart 'Hot'
Translated Excerpt (Naver):
“According to the global music streaming platform iTunes, fromis_9’s third mini album My Little Society, released on September 16, has topped the album charts in Hong Kong, Indonesia, Latvia, Malaysia and Taiwan.
In addition, it has become the top 10 in 17 regional album charts including Sweden, Vietnam, the Philippines and Turkey; the 5th place in Chile and Russia; 6th place in Australia and Japan; 7th place in Denmark; 8th place in Mexico and New Zealand; and 9th place in Singapore. Responses in South Korea are also high. The title song, “Feel Good,” has topped real-time charts of various music sites. The transformation of fromis_9 has also continued to receive positive reviews.”

YouTube

Official Video

200917 - fromis_9 - ‘Feel Good (SECRET CODE)’ Fanchant Guide
200918 - fromis_9 - ‘Feel Good (SECRET CODE)’ Choreography Video
200919 - fromis_9 - ‘Feel Good (SECRET CODE)’ Choreography Video - Cheer Guide Ver.

Jisun ASMR

200919 - fromis_9 - ASMR Interview Part.1
200919 - fromis_9 - ASMR Interview Part.2

Instagram

Official Instagram

200916 - Jisun

Individual Instagram

200914 - Chaeyoung
200914 - Jiheon - One Two Three
200914 - Jiwon - One Two
200914 - Saerom - One Two Three
200914 - Jisun - One Two Three
200915 - Jisun - One Two Three
200915 - Jiheon
200916 - Jiwon
200916 - Jiheon
200916 - Hayoung
200917 - Gyuri
200917 - Nagyung
200917 - Saerom - One Two Three
200917 - Jiheon - One Two
200918 - Jiheon
200918 - Jiwon - One Two Three
200918 - Nagyung
200918 - Jisun - One Two Three
200919 - Jiheon
200919 - Nagyung One Two
200919 - Chaeyoung - One Two
200920 - Jisun - One Two Three
200920 - Jiheon

Instagram Live

200914 - Chaeyoung (ft. Nagyung) ENGSUB by from_usSUBS
200914 - Nagyung (ft. Jiheon) ENGSUB by from_usSUBS
200914 - Jiheon (ft. Saerom) ENGSUB by from_usSUBS

Twitter

200915 - Jisun (Translation)
200916 - fromis_9
200916 - fromis_9 Twitter Blueroom
200917 - Hayoung (Translation)
200917 - fromis_9 (Translation)
200918 - fromis_9 (Translation)
200918 - fromis_9 (Translation)
200919 - fromis_9 (Translation)
200920 - Hayoung, Jiwon and Chaeyoung (Translation)
200920 - fromis_9 (Translation)
200920 - Jiheon (Tweeted by Jisun) (Translation)

V LIVE

200915 - fromis_9
200915 - fromis_9 VLIVE POST (Translation)
200920 - fromis_9

MISC

200915 - fromis_9 - Mcountdown Ep.682 Teaser
200917 - fromis_9 SNOW Filter
200917 - fromis_9 Knock Knock Knock teaser via MUPLY_PLAYLIST
200918 - fromis_9 on Avengirls via kr_now
200918 - MUPLY - fromis_9 Knock Knock Knock
200918 - fromis_9 Signed Polaroid Event via MUPLY_PLAYLIST
200918 - fromis_9 on KakaoTV via kakaotvofficial
200918 - Hayoung & Gyuri on KakaoTV via kakaotvofficial
200918 - fromis_9 to Hold a Live Quiz Show via koreanet_official
200920 - Hayoung, Jiwon and Chaeyong via 1077power
200920 - fromis_9 on KakaoTV via kakaotvofficial
200920 - fromis_9 Saerom, Hayoung, Jiwon, Jisun and Chaeyoung to Appear on Now Naver 'Heize's Diary'

English Subtitles now available

200913 - Gyuri Instagram Live (ft. Jiwon)
200913 - Jisun Instagram Live (ft. Chaeyoung)
200913 - Jiwon Instagram Live (ft. Jisun)

fromis_9 Media Links

Era Mega Threads
Live Performances
Discography
Variety/Video Media

Last Week’s Discussion & Recap

200913 - Weekly flover Discussion Thread
200913 - Weekly Recap

This Week’s Upcoming Schedule

200921 – Hayoung and Gyuri – KakaoTV 뉴팡! (News Delivery Service) – 7AM KST
200921 – Korean Culture and Information Service Quiz Show – 11:30AM KST (Note: The videos were pre-recorded. fromis_9 won’t appear live on the show.)
200921 – KakaoTV MU:TALK LIVE – 8PM KST
200921 – Saerom, Hayoung, Jiwon, Jisun and Chaeyoung – NAVER NOW 'Heize's Diary' – 8PM KST
200922 – SBS MTV The Show – 6PM KST
200925 – 4th Online Promise Event – 8PM KST
200926 – 5th Online Promise Event – 7PM KST
200927 – Saerom, Hayoung and Nagyung – SBS PowerFM Lee Joon’s Young Street – 8PM KST
 
 
Prepared by Promise Publications
Contributors: u/JJ_432 and u/Kvera19
Editor: u/michyeo31
Special thanks to from_usSUBS for the translations.
Follow us on Twitter and visit our website for more flover-made content!
submitted by PromisePublications to Fromis [link] [comments]


2020.09.15 07:55 helloworddd Thrive Digitally in a Mobile Future

Thrive Digitally in a Mobile Future
This article is derived from a speech given at Huawei’s 2020 Global FSI Summit, a global ICT event hosted by Huawei that is focused on partnerships and trends in FSI. It was founded in 2013 and features thought leaders, consultants, and experts from the industry.
https://preview.redd.it/pja8e8lo28n51.png?width=1365&format=png&auto=webp&s=a17674022a63ec0787d2ec99040d0daa8bbf5d56
2020 is set to be a tough year. There have been unprecedented disruptions to all industries with workforces largely restricted to working from home. Yet, many companies in the Financial Services Industry (FSI) have still successfully managed to provide essential services to customers. Indeed, we have seen that a substantial number of financial institutions have made big strides in their use of digital technologies and digital functionalities, to better cope with the challenges of the pandemic. Many industry leaders have already shared their insights for accelerating industry digital transformation as well as improving industrial operations.
I would like to give you a brief introduction to the progress Huawei has already made in the finance industry. As things stand today, we have already worked with more than 1600 financial institutions, including 45 of the world’s top 100 banks, spanning across more than 60 countries.
2019 was a tough year for Huawei, but we managed to overcome the challenges, gaining the trust of our customers in the process. In 2019 alone, we added over 300 new global FSI customers, who chose Huawei as a trusted transformation partner, recognizing the competitive positioning of our products and the value they bring, regardless of external challenges. I would like to thank every Huawei customer for their interest and support.
Indeed, in 2019, we built or strengthened partnerships with leading banks, and insurers as well as securities houses in France, Italy, Singapore, Brazil, Turkey, India, and beyond. We were able to enhance the reliability and resilience of legacy IT systems and boost digital capabilities for customers. These typical success stories reflect the real-world capabilities and real-world value Huawei products provide. We have become an integral partner for global FSI customers for their digital transformation needs.
We are committed to building a robust ecosystem with our global partners, providing them with innovative solutions and helping customers accelerate digital transformation. With the increasing demand for cashless and smart finance, Huawei works closely with leading global partners to help banks improve digital capabilities, ensuring that more people have access to financial services.
The construction of this global ecosystem is one of our core focuses, and we’ve been working extremely hard on it. Our goal is to build a comprehensive ecosystem and provide more services globally through Huawei’s rapidly growing cloud services. For example, in the near future, an African bank will be able to use a Chinese or European AI partner’s outbound call service over cloud .
In China, banks are accelerating their digital transformation. Here, Huawei has played an active role and has become the largest digital transformation partner for China’s financial industry.
For instance, Huawei has helped leading Chinese banks complete the migration of massive data from traditional data warehouses to Huawei GaussDB platforms. This allows for the improved data processing and analytics capabilities specifically required in the mobile Internet era, further driving business innovation.
We are also working with leading banks to migrate their core credit card systems from a mainframe to an open distributed platform, with over 100 million customers involved. In addition to offering Infrastructure as a Service (IaaS) and Platform as a Service (PaaS), Huawei also takes part in the construction of cloud platforms for numerous large-scale banks.
In China, Internet tech giants possess unique competitive advantages as they explore disruptive FinTech applications, making competition from them in the financial sector extremely fierce. The competition and cooperation between these Internet giants and the Chinese financial industry has therefore been both unique and extremely interesting.
Of course, this year, this is all happening against the backdrop of COVID-19, with financial institutions around the world continuing to strive to ensure service continuity for customers. Huawei is doing the same.
We are customer-centric and committed to supporting our customers in Business Continuity Management (BCM), making the most of our global capabilities. Huawei has the global resources to efficiently respond to customer needs, providing urgent deliveries and enhanced digital support, for example, as well as ensuring the normal operation of data centers.
With the majority of technical experts working from home during the pandemic, the use of remote Proof of Concept (PoC) tools has emerged. To date, we have successfully completed over 500 remote PoCs with global customers. Our innovative set-up allows customers to implement all configurations and complete load testing and functional testing, all without the need to leave their homes.
Huawei and Chinese financial institutions have also accumulated vast experience in adapting to remote offices and the closure of a significant number of physical branches. Over the past three months, we have hosted online exchanges with over 50 financial clients from our headquarters in Shenzhen and offices overseas. This has allowed us to share our experiences and exchange views on the global financial picture.
Looking ahead to the future, uncertainty is the biggest problem as we look to enter the post-pandemic era. According to the International Monetary Fund (IMF) World Economic Outlook, the global economy will shrink sharply, by at least 3% in 2020, a larger contraction than the 2008–2009 financial crisis. Work, life, and business have all been profoundly affected, ushering in a “new normal.” We need to consider what this mean for financial institutions. How can we deal with such uncertainties?
Over the short term, global economic contraction will affect banks’ loan-loss reserves. Even with central bank intervention, the impact is likely to remain severe.
Twitter, a huge global company has announced that its employees can choose to work permanently from home if they prefer. However, banking has not made such a dramatic change. Overall, this is unsurprising in a sector traditionally viewed as conservative.
However, on the contrary, banking’s rapid embrace of digital strategies during these times belies that image. So, in wealth management for example, banks can and have offered consulting and transaction services digitally, allowing customers more time to look after their investments. As a result, wealth management has boomed and there has been a dramatic change in client behavior.
To underline the main point: we have found that digital technology is a critical way to address the impact of the pandemic. This digital space is where leading global financial institutions work their best amid the process of digital transformation. China Merchants Bank (CMB), for instance, has continued to efficiently issue large loans to corporate customers through a zero-contact process. Meanwhile, China Life held an online training live broadcast for over one million insurance agents. It is therefore abundantly clear: financial institutions with high-performing digital capabilities will thrive in the future.
As I have just said, we have had numerous exchanges online with numerous financial executives across the world. They all believe that remote work capabilities and business agility are particularly critical in the new normal. And we can surely all agree that financial institutions must move quickly into this digital world. It is further predicted that e-commerce, digital payments, and super apps will gain further traction and become major trends. Rapid changes must come with renewed models for Business Continuity Management (BCM) covering mobile offices, digital transformation, risk management, internal control processes, and more.
Simultaneously, digital transformation will be more effective with the well-timed introduction of new technologies including 5G and the Internet of Things (IoT), to accelerate the process. Early adopters will be able to convert today’s challenges into competitive advantages in the future and take a comfortable lead in the digital world.
The digital world will be based on mobility, with connectivity becoming exceedingly important: customers will need and demand full access to financial and non-financial services anytime, anywhere. 5G is not just an innovative connection point but also one that drives business innovations, to enable all-round customer experiences. In the future, powerful real-time connections must be ubiquitous, and 5G, IoT, and flexible networks are key technologies in delivering this.
We believe that mobile capacity will be the core capability of future banks. It will not only serve as a point of contact with clients, but also as an interface for internal operations and collaborations with partners. The mobile apps of banks will become a key operational platform. To support such a mobile-centric model requires new Information Technology (IT) architecture and key capabilities in 5G, Artificial Intelligence (AI), and cloud. As a leader in these fields, Huawei is uniquely positioned to support the cloud transformation of financial institutions as well as build new connectivity capabilities, helping financial institutions improve agility and innovation
Mobile apps will be the main arena for future banks, with digital customer acquisition dictating app traffic. Banking apps will become the core platform for digital operations, and will turn into super apps by combining multiple services for all scenarios, creating an ecosystem.
Banks will therefore need to transform into mobile-centric IT architecture, including building mobile internet based on 5G technology, restructuring flexible cloud-based and distributed IT architecture, building AI-powered data platforms, and building agile micro-service architecture, open Application Programming Interfaces (APIs) , and more.
Over the past ten years, we have gained a wealth of experience in the global financial industry. In particular, in the Chinese market, we have invaluable firsthand experience working with top banks undergoing digital transformation at the same time as they are competing with tech giants exploring FinTech disruptions to the industry. The rapid development in the mobile app era of these banks has also provided a great deal of insight. We are more than happy to share our experience and ecosystems with our customers and partners around the world, to enter the mobile digital world together.
submitted by helloworddd to HuaweiDevelopers [link] [comments]


2020.09.14 04:24 pururill E2 to D10 visa

I wanted to share my experience getting the D10 visa.
You should always call 1345, the immigration hotline, yourself beforehand. I called several times because sometimes you get different information. You may need different documents depending on which immigration officer you get. Make an appointment on Hikorea.go.kr for after your contract ends but before your visa ends (your visa will likely end 1 month after your contract end-date).
*NOTE: EPIK is not currently accepting D10 visas due to COVID19. Even under normal circumstances, they make you do a visa run even on a D10. Why does EPIK make you do this? Technically you're working when you attend orientation which is not allowed on a D10 visa and EPIK doesn't give you the documents needed to apply for the E2 within Korea until later. The visa run doesn't apply for those working for hagwons or other public schools that are not through EPIK.
The point system doesn't apply if you're switching from an E2. Apply at the immigration office where your new address is. I mistakenly thought you had to apply at the office where you got your E2 visa because that's what I read online. I was still able to get it done that day but I had to report my change of address after. The D10 visa starts the day you apply for it at immigration and ends 6 months later.
Things you need:
-Application
Form #34: 통합신청서 (신고서). Check "change of status of sojourn."
-ARC and passport
I read you needed copies of these so I brought them but the officer didn't take them.
-Proof of residence
I brought the letter from immigration that said "this can serve as proof of address" but you can bring your contract as well. If you're moving to a new place, you'll need the "Confirmation of Accommodation/Residence" form and the documents related to your case and you need to file it in the office of immigration that covers your new address. You have 14 days to report your new address or you'll have to pay a fine. I filed at the wrong office so I couldn't change my address there. You can do this at the immigration office or the local community service center (구청 or 동주민센터).
-Job seeking form/Plan for seeking employment
Couldn't find it on Hikorea so I downloaded one from the Singapore embassy overseas.mofa.go.kr site. For the monthly plan section, I wrote that I would look online and apply to recruiters and listed a bunch of recruiting websites like Dave's ESL, Korvia, Facebook groups, etc. The officer read this carefully and asked me questions about it so be detailed and prepared, even if it's not exactly the plan you'll follow.
-130,000~134,500 KRW
30,000 for the ARC fee. There should be an ATM where you put your passport on and pay the fee. Keep the receipt to show your officer. You pay 100,000 at a booth. If you want it delivered, you'll have to pay 4500. Fill out the address form and give it to the booth attendant. They will give you the copy for you to show the immigration officer.
-Employment contract
They need to check that you finished your contract. I brought the original. The officer asked if they could keep it but I since it was the original, they checked the system and it was already on file so they didn't take it. You may need to bring a copy. If you quit your job, that's a different process and you need to call 1345 to ask.
Things you MAY need:
-Appointment receipt
방문예약 접수증. You'll need to make an appointment for busier offices (like any of the Seoul ones). Mine was pretty empty and even though I had an appointment, the booth for appointments was closed and I just took a number anyway. Give your appointment receipt if you made one otherwise they will mark that you missed an appointment.
-Bank statement proving you have 10,000,000 KRW
은행잔고증명서. When you get this done, they freeze your bank account so you can't use it for the day so ask for the report for the day before. The hotline said that Americans don't need this but I brought it anyway. The officer didn't ask for it.
-2 passport sized photos
I brought them but the officer said if I don't want to change my picture, they can just use the one on file. It depends on your officer.
Keep the receipt they give you. That's your temporary visa proof until you get your ARC. The ARC came in the mail 14 days after I filed. For changing your address: I had to file my change of address before then so I went to the gu office with the paper and they changed the address in the system and told me to come back when I got my card. Don't let them keep the documents as I did because you may get a different officer the next time you go. Luckily I got the same guy but it took some time to remind him who I was.
submitted by pururill to teachinginkorea [link] [comments]


2020.09.10 11:35 _dezli [GB] RoMac and miniMACRO5 Group-buy

EDIT: WE HAVE HIT 20 ORDERS. GROUP-BUY FORM IS CLOSED, INVOICES COMING SOON. THANK YOU FOR THE SUPPORT!!!
Hi all!
TLDR; The group-buy form is open! You are able to fill it out here, but you will probably want to read this post. There are many updates. I will be unable to provide a proper TLDR this time, since there are many important things that cannot be easily summarised.

Updates

General Order information

I have a full-time job, and this is a side project. As such, this group-buy will be capped at 20 orders (see note 1) and only 2 units per order (see note 2). If you would like to make a larger order, please PM me and we may be able to work something out. I have no plans to order many extras or to run a round 2 of these macro-pads.
Note 1: An order is one person joining the group-buy, not one macro-pad. Please see the unit information ↓↓↓
Note 2: A unit is defined as one macro-pad PCB. This can be either a kit or a fully assembled board, but does not apply to add-ons such as a rotary encoder or pro-micro.
You are able to order here, from the 10th to the 17th of September, or until 20 orders are placed. Whichever is soonest. If you have no intent of paying the invoice, please do not fill out the form. You will need to add your real address, email and name, as these will be used to bill you and ship out the order. If you get your address wrong, I am not responsible but can change it anytime before it has shipped. Please double check this before submitting the form.
Please note that this is a Group Buy. I am currently aiming for shipping out most orders by Mid-November, but please keep in mind that this is only an estimate. There may be delays and setbacks, but I will ensure to keep you updated. There are some set dates and timelines, that I unfortunately cannot change. Please do not expect refunds or cancellations after you have paid the invoice. If you address changes before the package has shipped out, then I can make changes if you email me. If it has already shipped out, then there is nothing I can do for you, and I can't be responsible, sorry.

Pricing

This table shows the base prices for each product here. If you would like to make upgrades, then please add the extra price shown on the form to this price. All prices throughout this post are in AUD.
RoMac miniMACRO5
Just PCB (you'll have to buy the parts yourself... not recommended, but available nonetheless) $15 (for the RoMac, this includes the bottom plate) $10 (no case included)
Kit (you will need a pro micro, switches, keycaps and and a cable to complete your build) $25 $30
Partially Assembled (everything except switches is soldered for you. you will need switches, keycaps and a cable to complete your build) $55 Not available, as the assembly process does not support partial assembly by me. Please consider soldering yourself, or choosing fully assembled.
Fully assembled (the board is fully built with switches of your choice. you will still need keycaps and a cable to complete your build.) $75 $75
This table shows the pricing of addons. Please note, that unlike the products above, these will not save you money over choosing a local vendor. These addons are simply available for your convenience.
Elite-C $35
Arduino Pro Micro $8
Rotary Encoder (price includes a basic plastic knob) $10
12 blank DSA keycaps, available in white or black (enough keycaps to fill a RoMac) $15
5 blank DSA keycaps, available in white or black (enough keycaps to fill a miniMACRO5) $10
This table shows you the shipping prices. This is what you will be charged. If your country is not in this table then your shipping price will be calculated when I send a confirmation email. If you'd know the shipping price before ordering, please leave a comment below. Previous shipping estimates were inaccurate, as I was calculating with a much heavier weight than necessary. I am not responsible for dealing with, or paying import taxes for countries where that is applicable. The declaration will be accurate, and I cannot declare a lower value because that is against the law. Please see the note on tax below the table.
This shipping is Singpost Registered Mail. It is tracked on anything that happens within Singapore, but tracking options once it arrives in destination country may differ.
Singapore $7 AUD
Malaysia $9 AUD
Thailand $12 AUD
USA $15 AUD
Canada $15 AUD
UK $15 AUD
Netherlands $15 AUD
Australia $15 AUD
New Zealand $15 AUD
After the group-buy period has ended, I will start to send out Stripe invoices. You will have one week to pay this invoice, from the time it was sent, or your order will be cancelled. If your order has any outstanding issues, you will receive an email documenting the contents of your order, and notifying you of any changes, problems or notifications regarding your order. If your order does not have anything that needs a followup, then you will immediately receive a Stripe invoice via email. You will need to pay via a link within this email, and once it is paid your order is confirmed. You will have 7days from end of group-buy to pay the invoice, or your order will be cancelled.
Addressing Tax: I have an ABN, which will be used for charging GST for Australian customers. For the EU, transactions will use the reverse charge tax for VAT. This makes you responsible for paying any taxes on import. In the US, you are tax exempt for purchases in this group-buy. Other regions will operate on a case-by-case basis, but you will be responsible for any tax on import if applicable to you.
Thanks, u/_dezli.
contact me on discord @dezli#1286
email me at [[email protected]](mailto:[email protected])
PS: Please feel free to contact me, or leave a comment, if you have any questions whatsoever!
submitted by _dezli to mechmarket [link] [comments]


2020.09.08 02:30 Blazinter [Gunpla/Gundam plastic models] "Premium Bandai" and why it is the most hated thing in the community worldwide.

TL;DR: Some decisions from Bandai related to model kits of robots hardly makes any sense, affecting even their own possible profits. Annoys the heck out of literal millions of people accross the earth.
Warning: I apologize in advance if some of my writting feels weird. I blame disgraphia and english not being my native language.
I also apologize if this feels more like a quarrel that should go for the weekly post, and the possibility of this matter having been posted already in this sub. I tried to look for it, but I haven't found anything (in fact, haven't found anything Gunpla-related).
I felt inspired to write about this topic once I've noticed the post about the recent bullpoo of a specific model supplies brand, and also the matter with a Jurassic Park toy.
Fortunately the very few instances of drama within this hobby has never got to be any big of a deal. If anything, the collaterals of the circlejerks within the Gundam fandom about "this show bad. I haven't watched it but people says is bad, so I'll agree it is bad" that they suffer so often in our occidental side. (Btw, not everyone onto Gundam is onto Gunpla, neither viceversa. Some people just dig the shows, some people just digs the cool robots.) But I'm digressing. There's just one matter that affects everyone in the hobby, that is a constant to this day: "P-Bandai."
But before I actually get onto it, I'd like to give some more context within this hobby in general, to make you able to understand better why the fuss is, well, such a fuss:

Some keys as to why Gunpla got to be so prominent

Gunpla, short for "gundam plastic model kits" has been going on short after the very release of the first show of the meta-franchise, Mobile Suit Gundam. The show at first wasn't very successful as even for the time it got released (april 1979) its animation quality already felt quite dated even back then. It wasn't until Katsumi Kawaguchi, more known as "Meijin Kawaguchi", felt like building entirely from scratch his own Gundam model (not having existed any official kit as of yet). The model hobby magazine "Hobby Japan" coincidentally was looking for someone that could achieve such feat; contacted Kawaguchi to commission him to make a model of a "Zaku II" (the main mass-produced grunt unit of the antagonist faction of the show).
This ordeal and the great success of the magazines reporting about those two builds got the attention of Sunrise, the animation studio of the show (which also belongs to Bandai). Hiring Kawaguchi pretty much on the spot as advisor (today he's the head of marketing of all related to Gunpla, by quite the merit at that) and trying their luck in creating the first gunpla kits ever; something so successful that it saved the show entirely, starting the snowball effect that would lead to how the franchise is such a phenomenon today, as same as the other phenomenon of the model kits themselves.
There's various merits as to how Bandai got to be so successful with their model kits. Namely, contrary as most of their competence, they produced the molds by themselves, and produced the kits by themselves, and not a random 3rd company somewhere else like likely China. This got them to the habit of keeping the molds of their kits, and never discarding them. So again, contrary to most of their competence, they reprinted their kits very often. No matter how old they were. This principle stays to this very day, in which the very only model kits they've ever officially discontinued were because of them being less-successful recolors of other similar kits, or the so far unique case of one of the respective molds being broken. In fact: today you could buy a freshly "printed" kit of a model that could perfectly been originally produced 45 years ago!
The production of the physical molds of a model kit is the expensiest and most labourious part on the whole development of a model kit by absolute far.
This last bit, and the fact that one of the constants of these models' catalogue is how they're constantly pseudo-perma-available almost any time, are some of the most important bits to take in mind in this whole matter.

"Alright but tell us what the heck is Premium Bandai"

Premium Bandai, more commonly shortened as "P-Bandai", is an exclusively online shop in which Bandai sells predominantly preorders of articles of theirs which, for one reason or another, they've have decided to make limited. Premium if you will. This includes some specific gunpla kits as well.
In principle, their intent with going out of their own norm about the availability of some of their kits was because there's specific cases they thought there'd be a bit of demand, but not quite enough to justify a retail release, like a specific Suit with a model kit already existing but with the color scheme representing a different faction, or the personal colors of an ace pilot, as example. This way they could hype up these releases which under normal circumstances would have likely sold less, and even become "dead stock" in the shelves of some shops, which apparently is sort of a problem within Japan.
Now, in Japan, interestingly, one of the things that people loves the most, is the experience of adventure of going to a physical store, and see all of those piles of literal hundreds of different model kits. Either trying to find the specific one they're looking for, or trying to decide for one among all of them, are like adventures all by themselves.
So as starters, most of the Japanese people that feels that way and values it as a tradition, already suffer a grudge towards having to get a specific kit of their desire by the "lame and soul-less" process as is preordering it and getting it delivered to their homes. But in the end of the day was alright because those recolors mostly only appealed to collectors rather than hardcore modelers. People still was able to take the retail color version of the respective kit, and paint it to those other specific colors, or even their own unique ones of their please.
Buuuuuuut this got worse when the exclusivities crossed the boundaries beyond just recolors. They'd release kits which while based in suits that already got kit'd, would have exclusive weapons, or aesthetic pieces. Now, you MUST order from these limited releases, hardly ever reprinted (if ever) if you want those pieces (That or being among the biggest pros of the hobby and make them by yourself, which isn't precisely an easy task).
Now, we know why Japan has a grudge againts P-Bandai. But what about the entire rest of the world?
You see, P-Bandai.jp only delivers within Japan, and Japan alone. (Eventually China and Singapore got their sites as well, but they're minor compared to the main one. North America just months ago got their own too, but we'll get onto that later)
If you were an occidental "gunpla'er", your usual course of action was ordering your "plastic crack" from any regular japan-based online shop that shipped worldwide, or pay overpriced within your local alternatives. If you weren't living in japan, and there was an exclusivity you wanted, you had to wait for resellers to get hold of it. You're paying extra for rarity, plus the inflation for the benefit for the reseller. A model kit which original price could have been 20$, now hardly ever would be under 45$. And if it was printed long ago, it'd be further expensier.
The whole fandom feels kind of entitled to their kits being cheap, because Bandai sells them for absurdly cheap. They sell the objectively best plastic model kits on earth at the price of cheap toys, because of the bulk. And they make mad cash still. In fact, they're making such money that is making the Gundam franchise grossing more than One Piece and almost as much as Dragon Ball, despite Gundam suffering still to this day the status of 'niche' outside most of the world outside Asia.
But this is only the beginning:

100% entirely new models being premium

May 2014, "Mobile Suit Gundam Side Story: Missing Link" gets released, a game for the Playstation 3 console. This game also had a collector edition with a goodie that caught everyone by surprise: a whole model kit based in the most prominent mecha of one of the many stories within the game, the Pale Rider. This model kit wasn't based in any other previously made one. It wasn't a slight re-do of an existing one nor way less a mere recolor. This already got the fandom under the alarms, but ultimately, people didn't mind it much back then.
A year later tho... It would come back, for good and for worse. It would come back as a P-Bandai exclusive. Not only that, but with new unique weaponry as well.
People loves this specific design still to this day, a lot. People can't grasp over their minds still to this day why Bandai is potentially limiting their possible profits on al already beloved design, specially when its respective pieces are from a brand new mold (you know, the expensiest part of the development of a model kit, effort and investment you'd like to profit from as much as possible).
Through all these years, Bandai has reprinted this kit various times. But unlike other regular kits, which you could see being reprinted after 1-4 months (heck, sometimes even twice within the same month), the Pale Rider has only seen an amount of reprints during these years that can be counted with the fingers of one of your hands.
This would set precedent for them to, still within a logic that no one has grasped yet, do the same for other future kits that despite having their own respective unique molds, would be limited as well. In fact, those recolors that were the original reason for this gig to be, hardly ever gets to happen anymore.
Japan felt gradually more annoyed by this ordeal, but hey, they can still buy them by themselves with no problem beyond the boring experience of not going to a shop physically, something occident can't even do themselves. This would provoke the entirety of the occidental fanbase feel quite insulted. They've acquired the general feeling that Bandai explicitly doesn't want their money, because making a kit a P-Bandai exclusive, instantly means they cannot acquire it in an official way. Wound rubbed further in when they're kits quite unique and cool by themselves.
This would become the norm for a handful of years, to everyone's disgrace.
But oh boy it got *worse.

Woundwort, "Half Life 3 of Gunpla", and how to easily anger people across the entire earth

The Gundam franchise doesn't only consist of animated stuff, there's written media too.
There's a specific serialized story that eventually would get novelized, "Advance of Zeta", which got quite the praise due to the remarkably unique and generally loved aesthetic of their mechanical designs, unique within the entirety of the franchise.
The most noteworthy Mobile Suit of said story that people loved the most, was the TR-6 Woundwort. Since it got to be a thing, it eventually became the suit of the whole franchise that was desired the most to be represented in kit format. This snowballing from back to the year 2002.
Bandai sporadically made merchandise of this suit, but never a kit. "Is it too complex?" "Is the copyright of Advance of Zeta different because of it being published by a specific magazine?" We've never got any answer. Despite this going on for more than decade and half, the Woundwort would be quite prone to lead on polls of the Gundam they want to see the most either animated or most predominantly, in kit format.
Due to how long that ordeal has been going on, it was just plainly assumed that it'd never happen, while the wishes still were as alive as ever, if not gradually higher. Reaching meme status even. People made their own unnofficial resin model kits of this particular gundam, even a chinese company made their own ilegal plastic model kit of the Woundwort.
Then one mysterious day, inside the Gundam Base (that place with the real life-sized Gundam being exposed), to everyone's heartstroke-inducing levels of surprise, a prototype of a Woundwort model kit got shown!
The entire fanbase was shaken. It finally happened! And with quite the joy, as they didn't assume this experience would be any tainted.
But... it did get tainted.
They've made a brand new bunch of molds for their peak most asked kit, by absolute far. This felt even moreso of a back-stab because, when Bandai shows a prototype announcing a new model kit, they tell if it is a P-Bandai release or not right away, something which they did NOT do when revealing the prototype of this Woundwort model kit (notice the lack of the P-Bandai tag in that white paper describing the article. You can see an example here on the reveal of this other P-Bandai model kit, revealed almost at the same time.
Imagine how gamers would feel if Half Life 3 finally happened, but only with few copies, available just for sale in a single country, with no shipping option outside whatsoever, being forced to pay the inflation from the modellers which were VERY well aware of how much desired this kit was.
Everyone in the hobby, period (excluding some rich people, perhaps), was noticeably pissed off by this nonsensical decision. Even Japan, which they themselves were the ones able to order them without issue, was royally pissed off. Some people did even bother to calculate how much potential profit Bandai are not getting by this decision.
Short time before the Woundwort happened, and specially after it happened, Bandai kept making more and more unique models as premium, without logic to be found yet, and to everyone's annoyance.

Light inside the tunnel?

There is an american company, Bluefin, which these last years has been managing to be Bandai's main associate at the business of distributing stuff within north america, including Gunpla.
They've been aware for the longest time that bringing P-Bandai kits to america would be a great gig, but it took quite a while for Bandai to bother themselves to allow that, and when they did, they did it with the stuff that was legitimately leftover stock of specific kits they knew right away that wouldn't sell well even within Japan.
Fortunately as years passed, Bandai has been realising about how the potential for the occidental market hasn't even tapped its proper potential, and began to purposely aim to hit more this market outside Asia. They even have started to build a second gunpla factory to boost their production of model kits x2. (There's a lot of reasons as to how Gunpla got to such global blooming "boom" and how it is becoming gradually more popular, but that's another long story, unfitting of this sub.)
So to surprise of everyone, with collaboration of Bluefin, America got its own website for P-Bandai products.
They slowly got to tackle preorders of every new P-Bandai model kit and re-release which has been happening simultaneously as Japan's. Sadly due to the piss-poor timing of certain historical event we all are suffering related to a pandemic, people didn't have much experience with them yet to say how good all is going so far. Covid striked the earth shortly after the website was announced, sabotaging the agility of the processing of the orders and how "early" they would be shipped.
These still has a high price in that site, but at least is finally less than what you'd require to pay to resellers. So some american people remains annoyed, while some others are overjoyed.
Meanwhile... If you are not in the USA, Japan, China, nor Singapore, you're still fricked.
People still has the perception that USA = all of occident. Europe specially, hasn't seen much sight of official support nor providers to this market yet,(only a random lame italian company which everyone hates) while USA has been pretty much working hard from the ground-up to get this to happen.
So, between the negatives of P-Bandai itself, and the fact that more than half of the world still has to overpay for these, this got to be, even if pretty much the only one of this hobby, a drama filled with rage, sadness, frustration, and even motivation for people to leave the whole hobby altogether, affecting millions of people all around the whole globe.
Possible questions:
Some "mainstream" model kits such as tanks or planes costs the average price of a P-Bandai model kit listed on ebay. Is people really whining that much?
Ye. You see, Bandai's model kits are pre-colored, articulated, a nice bunch of the times with perfect part separation with minimal need for masking if you get to paint them, and they don't require any glue whatsoever unless you get some of the very first ones from the '80s. Most people that buys gunpla aren't actual proper "modelers". They build them right out of the box and collect them. They feel like articulated figures right away. Between the price and quality, the whole fandom not only tends to feel like anything that is expensier than what they're already used to pay is, well, expensive, but also does even feel like "mainstream" model kits are lame.
When I click the japanese site for P-Bandai, it tells me that they have international shipping. Why the fuss then?
Because is a mislead that borders the blatant lie. They redirect you either other of their subsidiaries from other countries (list that is extremely limited as told by now), or to other websites that offers proxy-services to buy stuff from japan for you. These proxy sites buys the stuff from japan for you (not only P-Bandai, but anything else from Japan, like Yahoo Auctions, or Amazon.jp). You gotta pay them the shipping from the respective site to their warehouse, and then the second shipping from their warehouse to your house, and of course the extra margin for them to profit from. The difference in base price makes them no different than purchasing from resellers at all.
Hope my writting didn't bore you or made you bleed out of your eyes, and you found this interesting.
Wouldn't be weirded that between my disgraphia and that this took me way much longer to write than anticipated, going down to the wee hours of the night; got this bunch of text to have typos or words missing or something >.>
At least I can fix that with effort (hopefully), contrary as my whims for specific plastic robots without overpaying!
[Canned laughter]
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2020.09.05 12:37 kahninah What's happening in September 2020

Holidays/Festivals
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2 Sep - 16 Sep Hungry Ghost Festival
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5 Sep - 13 Sep NA Festival THIS Buddhist Film Festival 2020: Online Edition Online Ticketed event. Book tickets here
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12 Sep – 28 Mar 2021 10am - 7pm Exhibition Planet or Plastic? Art Science Museum. Singapore Residents: Adult: $16, Concession: $12
12 Sep 8pm Concert Intimate Moments 乐享时光: Zhang Si Jing and Friends Online Pay-as-you-wish from $5. Book tickets here
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18 Sep - 4 Oct 7pm - 10pm Ceremony Mid-Autumn Festival 2020 Light-up Outdoor Gardens, Gardens by the Bay Free
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30 Sep NA. Livestream Q&A at 8pm Movie Screening ArtScience on Screen: Sonorous Sketches: Visualising a Field Recording Dubplate Online Free
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2020.08.30 20:22 Kingofearth23 Anonymity by State/Country: Comprehensive Global Guide III

Ever since i started playing regularly, i've researched anonymity in places. Here is what i have for each state plus a bunch of other countries. If anything is outdated or incorrect, please comment.
United States
Alabama: No current lottery. Source: https://www.wtvy.com/content/news/Lottery-bill-other-legislation-is-likely-dead-in-Alabama-legislature-569059451.html
Alaska: No current lottery/Not Anonymous. "Unlike most other states, Alaska doesn’t have a state-sponsored lottery." Source: https://www.lotterycritic.com/lottery-results/alaska/ Alaska does permit charities to run lotteries, the largest one is Not Anonymous. Source: http://www.lottoalaska.com/
Alaska's governor has proposed a bill to create an official Alaska State Lottery. Source: https://apnews.com/78cacca5137f6b47e41be2de37600044
American Samoa: No current lottery. Source: https://simonsblogpark.com/onlinegambling/simons-guide-to-gambling-in-american-samoa/amp/
Arizona: 100% Anonymous if requested by the winner for all wins of $100,000 and over. Source: https://www.nbcnews.com/news/us-news/arizona-becomes-latest-state-shield-lottery-winners-names-n995696
Arkansas: Not Anonymous/Other entities unclear. "Winner information is subject to disclosure under the Arkansas Freedom of Information Act (FOIA). A winner who receives a prize or prize payment from the ASL grants the ASL, its agents, officers, employees, and representatives the right to use, publish (in print or by means of the Internet) and reproduce the winner’s name, physical likeness, photograph, portraits, and statements made by the winner, and use audio sound clips and video or film footage of the winner for the purpose of press releases, advertising, and promoting the ASL". Source: https://www.myarkansaslottery.com/claim-your-prize
California: Not Anonymous/Only individuals can claim. “ The name and location of the retailer who sold you the winning ticket, the date you won and the amount of your winnings are also matters of public record and are subject to disclosure. You can form a trust prior to claiming your prize, but our regulations do not allow a trust to claim a prize. Understand that your name is still public and reportable”. Source: https://static.www.calottery.com/~/media/Publications/Popular_Downloads/winners-handbook-October%202018-%20English.pdf
Colorado: Not Anonymous/Anonymous via trust. “As part of the Open Records Act, we are required to release to the public your name, hometown, amount you won and the game you played. This information will be posted on coloradolottery.com and will be furnished to media upon request.” Source: https://www.coloradolottery.com/en/games/lotto/claim-winnings/ Source: https://denver.cbslocal.com/2016/01/15/in-colorado-and-other-states-lottery-winners-can-keep-names-secret/
Connecticut: Not Anonymous/Anonymous via a trust or LLC, "Certain information about our winners is public information: Winner's name and place of residence, date of claim, game played, prize amount won, and the selling retailer's name and location. While most winners claim prizes using their individual names, some winners come forward using other legal entities (i.e., trusts, business partnership) to claim their prizes. In those instances, the Lottery will promote the win using that legal entity's name. For more information about such instances, please consult your personal accountant or legal advisor.” Source: https://www.ctlottery.org/Content/winner_publicity.aspx
Delaware: 100% Anonymous if requested by winner. "Many winners have chosen to remain anonymous, as allowed by state law, but their excitement is yours to share!" Source: https://www.delottery.com/Winners and https://www.delottery.com/FAQs
DC: Not Anonymous/Anonymous via a trust or LLC. Anonymous question is not directly answered on lottery website. "In the District of Columbia, specific lottery winner information is public record." However, a Powerball Jackpot win was claimed via a LLC in 2009. Source: http://www.washingtonpost.com/wp-dyn/content/article/2009/05/04/AR2009050402008.html
Florida: Not Anonymous/Anonymous via LLC. "Florida Lottery winners cannot remain anonymous. Florida law mandates that the Florida Lottery provide the winner's name, city of residence, game won, date won and amount won to any third party who requests the information; however Florida Lottery winners' home addresses and telephone numbers are confidential." Source: http://www.flalottery.com/faq
The Florida Lottery allows trusts to claim it, however winner information is still released in compliance with the law. A $15 Million jackpot was claimed by an LLC. Source: https://www.fox13news.com/amp/consumehit-the-lottery-remain-anonymous-not-in-florida Source: http://flalottery.com/pressRelease?searchID=199128
Georgia: 100% Anonymous if requested by the winner for all prizes over $250,000. Source: https://www.stl.news/georgia-governor-signs-bill-allowing-lottery-winners-remain-anonymous/121962/
Guam: Anonymity appears to be an option. Source: https://www.kuam.com/story/11218413/guamanian-wins-big-in-sportsbingo-but-has-yet-to-claim-2m-prize
Hawaii: No current lottery. Source: https://www.kitv.com/story/40182224/powerball-or-mega-millions-lottery-in-hawaii
Idaho: Not Anonymous."By claiming a winning lottery ticket over $600, winners become subject to Idaho’s Public Records Law. This means your “win” becomes an offcial Idaho public record. Your full name, the town where you live, the game you won, the amount you won (before and after taxes), the name of the retailer where you bought the ticket, and the amount the retailer receives for selling the ticket are all a matter of public record." Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.idaholottery.com/images/uploads/general/winnersguideweb.pdf
Illinois: Not Anonymous/Anonymous if requested by winner for all wins over $250,000 however info will be released to a FOIA request. "However, Murphy also cooperated with the Illinois Press Association in adding an amendment that ensures that Freedom of Information Act, an act designed to keep government agencies transparent by allowing the public to access any public record by request, supersedes the privacy law, according to attorney Don Craven, the press association’s legal counsel." Source: https://www.thetelegraph.com/news/article/Hidden-riches-Big-lottery-winner-in-Beardstown-13626173.php
Indiana: Not Anonymous/Anonymous via LLC or trust. "Indiana law allows lottery jackpot winners to remain anonymous, with the money being claimed by a limited liability company or legal trust." Source: https://www.chicagotribune.com/nation-world/ct-indiana-mega-millions-winners-20160729-story.html
Iowa: Not Anonymous/Can use a trust to claim but information will be released. "When you win an Iowa Lottery prize of $600 or more, you have to fill out a winner claim form that includes your name, address and Social Security number before you can claim your winnings. Iowa law makes the information on that claim form public, meaning that anyone can request a copy of the form to see who has won the prize. We redact sensitive information, such as your Social Security number, from the form before we release it, but all other details are considered public information under Iowa law (Iowa Code Section 99G.34(5)." Source: https://www.ialotteryblog.com/2008/11/can-prize-winne.html.
For group play, "Prizes can be paid to players who play as a group. A check can be written to an entity such as a trust or to a single individual." Source: https://ialottery.com/pages/Games/ClaimingPrizes.aspx
Kansas: 100% Anonymous if requested by the winner. "Kansas is one of a handful of states that does not have this requirement. If you win a prize in Kansas, you may request that your identity not be released publicly." Source: https://www.kslottery.com/faqs#faq-8
Kentucky: Anonymity appears to be an option. Anonymity or who can claim is not addressed on lottery website. But multiple instances of winners claiming anonymously have been reported in the news. "Kentucky Lottery spokesman Chip Polson said the $1 million Powerball winner claimed the prize on May 15 and the Mega Million winner claimed the prize on May 12. He confirmed that both players wanted their identity to remain a secret." Source: https://www.courier-journal.com/story/news/local/2017/05/19/two-1-million-lottery-winners-who-bought-tickets-louisville-want-privacy/101870414/
Louisiana: Not Anonymous/Anonymous via trust. "Under the Lottery's statute, all prize payment records are open records, meaning that the public has a right to request the information. Depending upon the amount won and public or media interest in the win, winners may NOT be able to remain anonymous. The statute also allows the Lottery to use winners' names and city of residence for publicity purposes such as news releases. The Lottery's regular practice is not to use winner information in paid advertising or product promotion without the winner's willingness to participate. Source: https://louisianalottery.com/faq/easy-5#35 Source: https://louisianalottery.com/article/1050/the-williams-trust-claims-share-of-50-million-powerball-jackpot
Maine: Not Anonymous/Anonymous via trust. "In the event that Maine does have a Mega Millions winner, he or she can opt to remain anonymous — but Boardman says that’s never happened. “What a winner could do in Maine is they could file their claim in the name of a trust, and the trust becomes the winner. So that’s how a winner could claim their ticket anonymously,” he says." Source: https://www.mainepublic.org/post/lottery-official-reminds-mainers-they-re-exceedingly-unlikely-win-16-billion-jackpot
Maryland*: Not Anonymous by Law, Anonymous in Practice. "However, the legal basis for this anonymity in Maryland is thin. The Maryland Lottery does not advertise that lottery winners may remain anonymous, but it posts articles on its website about winners and notes those winners who have “chosen to remain anonymous:” Source: https://www.gw-law.com/blog/anonymity-maryland-lottery-winners
*"Please note that this anonymity protection does not apply to second-chance and Points for Drawings contests run through the My Lottery Rewards program. Those contests are run as promotions for the Lottery. As such, they are operated under a different set of rules than our draw games and scratch-off games. The rules of participating in our second-chance and Points for Drawings contests state that winners' identities are published."" Source: https://www.mdlottery.com/about-us/faqs/
Massachusetts: Not Anonymous/Anonymous via trust "Lottery regulations state that a claimant's name, city or town, image, amount of prize, claim date and game are public record. Therefore, photographs may be taken and used to publicize winnings." Source: https://www.masslive.com/news/2018/05/lottery_sees_increase_in_winne.html
Michigan: Not Anonymous for Powerball and Mega Millions/100% Anonymous if requested by the winner for all other winners over $10,000. "Winner Anonymity. Michigan law requires written consent before disclosing the identity of the winner of $10,000 or more from the State lottery games Lotto47 and Fantasy 5. You further understand and agree that your identity may be disclosed, and that disclosure may be required, as the winner of any prize from the multi-state games Powerball and Mega Millions." Source: https://www.michiganlottery.com/games/mega-millions
Minnesota: Not Anonymous. Anonymity or who can claim is not addressed on lottery website but lottery blog states "In Minnesota, lottery winners cannot remain anonymous. A winner's name, city, prize amount won and the place that the winning ticket was sold is public data and will be released to media and posted on our website." Source: https://www.mnlottery.com/blog/you-won-now-what
Mississippi: 100% Anonymous if requested by the winner. "In accordance with the Alyce G. Clarke Mississippi Lottery Law, the Mississippi Lottery will not disclose the identity of the person holding a winning lottery ticket without that person's written permission." Source: https://www.mslotteryhome.com/players/faqs/
Missouri: Not Anonymous. "At the Lottery Headquarters, a member of the Lottery's communications staff will ask you questions about your win, such as how many tickets you bought, when you found out that you won and what you plan to do with your prize money. This information will be used for a news release. You will also be asked, but are not required, to participate in a news conference, most likely at the store where you purchased your winning ticket." Source: http://www.molottery.com/whenyouwin/jackpotwin.shtm
A Missouri State Legislator has submitted a bill to the State House to give lottery winners anonymity. Source: https://www.kfvs12.com/2020/02/25/mo-house-considers-legislation-protect-identity-lottery-winners/
Montana: Not Anonymous/Anonymous via trust. "In Montana, by law, certain information about lottery winners is considered public. That information includes: the winner's name, the amount won and the winner's community of residence. Winners may choose to claim as an individual or they may choose to form a trust and claim their prize as a trust. If a trust claims a lottery prize, the name of the trust is considered public information. A trust must have a federal tax identification number in order to claim a Montana Lottery prize." Source: https://www.montanalottery.com/en/view/about-faqs
Nebraska: Not Anonymous/Anonymous via LLC. Anonymity or who can claim is not addressed on lottery website but a winner created a legal entity to claim anonymously in 2014. "Nebraska Lottery spokesman Neil Watson said with the help of a Kearney lawyer, the winner or winners have created a legal entity called Carpe Diem LLC." Source: https://journalstar.com/news/state-and-regional/nebraska/m-nebraska-powerball-winner-to-remain-anonymous/article_a044d0f0-99a7-5302-bcb9-2ce799b3a798.html
A Nebraska State Legislator has now filed a bill to give 100% Anonymity to all winners over $300,000 who request it. Source: https://journalstar.com/news/state-and-regional/nebraska/anonymity-for-lottery-winners-bill-would-give-privacy-to-those/article_1cdba44d-c8bb-5971-b73f-2eecc8cd4625.html
Nevada: No current lottery. Source: https://www.reviewjournal.com/business/casinos-gaming/heres-why-you-cant-play-powerball-in-nevada/
New Hampshire: Not Anonymous/Anonymous via a trust. Anonymity or who can claim is not addressed on lottery website but a winner successfully sued the lottery and won the right to remain anonymous in 2018. Source: https://www.washingtonpost.com/news/post-nation/wp/2018/03/12/winner-of-a-560-million-powerball-jackpot-can-keep-the-money-and-her-secret-judge-rules/?noredirect=on&utm_term=.bec2db2f7d2c
New Jersey: 100% Anonymous if requested by the winner. Source: https://www.nj.com/politics/2020/01/win-big-you-can-claim-those-nj-lottery-winnings-anonymously-under-new-law.html
New Mexico: Not Anonymous. “Winners of $10,000 or more will have name, city, game played, and prize amount and photo on website.” Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.nmlottery.com/uploads/FileLinks/82400d81a0ce468daab29ebe6db3ec27/Winner_Publicity_Policy_6_1_07.pdf
New York: Not Anonymous/Anonymous via a LLC. Anonymity or who can claim is not addressed on lottery website but per Gov. Cuomo: "For the past 40 years, individuals wishing to keep their name and information out of the public view have created LLCs to collect their winnings for them." Source: https://nypost.com/2018/12/09/cuomo-vetoes-bill-allowing-lotto-winners-to-remain-anonymous/
North Carolina: Not Anonymous. "North Carolina law allows lottery winners' identity to remain confidential only if they have an active protective order against someone or participate in the state's "Address Confidentiality Program" for victims of domestic violence, sexual offense, stalking or human trafficking." Source: https://www.charlotteobserver.com/news/local/article54548645.html
North Dakota: 100% Anonymous if requested by the winner. Source: https://www.kfyrtv.com/home/headlines/ND-Powerball-Winners-Have-Option-to-Remain-Anonymous-364918121.html
Northern Mariana Islands: 100% Anonymous if requested by the winner. Source: https://www.nmsalottery.com/game-rules/
Ohio: Not Anonymous/Anonymous via trust. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option. "The procedure from there was a little cumbersome. I needed to create two separate trusts. One trust was to appoint me, as the trustee on behalf of the winner, to contact the Lottery Commission and accept the Lottery winnings. The secondary trust was set up for me as trustee of the first trust, to transfer the proceeds to the second trust with the winner as the beneficiary. This enabled me to present the ticket, accept the proceeds, and transfer it to the winner with no public record or disclosure." Source: https://www.altickcorwin.com/Articles/How-To-Claim-Lottery-Winnings-Anonymously.shtml
Oklahoma: Not Anonymous/Anonymous via trust or LLC. In accordance with the Oklahoma Open Records Act and the Oklahoma Education Lottery Act, the name of any individual, corporation, partnership, unincorporated association, limited liability company, or other legal entity, and their city of residence will be made public. Source: https://www.lottery.ok.gov/playersclub/faq.asp Source: https://oklahoman.com/article/5596678/lottery-winners-deserve-some-anonymity
Oregon: Not Anonymous. "No. Certain information about Lottery prizes is public record, including the name of the winner, amount of the prize, date of the drawing, name of the game played and city in which the winning ticket was purchased. Oregon citizens have a right to know that Lottery prizes are indeed being awarded to real persons. " Source: https://oregonlottery.org/about/public-interaction/commission-directofrequently-asked-questions Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.dailymail.co.uk/news/article-3353432/Man-living-Iraq-wins-6-4-million-Oregon-jackpot.html
Pennsylvania: Not Anonymous/Anonymous via trust. Source: https://lancasteronline.com/news/local/trust-that-won-powerball-no-relation-to-manheim-township-emerald/article_29834922-4ca2-11e8-baac-1b15a17f3e9c.html
Puerto Rico: 100% Anonymous if requested by the winner. Source: https://www.nbcnews.com/news/latino/puerto-rico-powerball-winner-claims-prize-chooses-stay-anonymous-n309121
Rhode Island: Not Anonymous/Anonymous if requested but all info is subject to FOIA. "While the Lottery will do everything possible to keep a winner's information private if requested by the winner, in Rhode Island and most other states, this information falls under the Freedom of Information Act, and a winner's name and city or town of residency must be released upon request." Source: https://www.rilot.com/en-us/player-zone/faqs.html
South Carolina: 100% Anonymous if requested by the winner. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option based on prior winners. Source: https://myfox8.com/2019/03/15/the-anonymous-south-carolina-winner-of-the-largest-lottery-jackpot-is-donating-part-of-it-to-alabama-tornado-victims/
South Dakota: Not Anonymous for draw games and online games/100% Anonymous for Scratchoffs if requested by the winner. "You can remain anonymous on any amount won from a scratch ticket game. Jackpots for online games are required to be public knowledge. Play It Again winners are also public knowledge." Source: https://lottery.sd.gov/FAQ2018/gamefaq.aspx.
Tennessee: Not Anonymous/Can use a trust but info subject to open records act. Anonymity is explicitly noted as not being allowed on the official lottery website. Source: https://www.tnlottery.com/faq/i-won
However if it is claimed via a trust then the lottery will not give out your information unless requested to do so. "The TN lottery says: "When claiming a Lottery prize through a Trust, the TN Lottery would need identity documentation for the grantor and all ultimate beneficiaries. Once we are in possession of these documents and information, records are generated. If a formal request is made by a citizen of Tennessee, the Trust beneficiary's name, city and state must be made available under the Tennessee Open Records Act." Source: https://www.avvo.com/legal-answers/in-tennessee--can-a-lottery-jackpot-be-claimed-whi-2327592.html
Texas: 100% Anonymous if requested by the winner for $1 million or more IF the winner claims it as an individual AND chooses the Cash option. Not Anonymous if claimed by a trust or LLC or if the winner chooses the Annuity option. Source: https://www.txlottery.org/export/sites/lottery/Documents/retailers/FAQ_Winner_Anonymity_12112017_final.pdf
Utah: No current lottery. Source: https://www.lotterycritic.com/lottery-results/utah/
Vermont: Not Anonymous/Anonymous via trust. “The name, town and prize amount on your Claim Form is public information. If you put your name on the Claim Form, your name becomes public information. If you claim your prize in a trust, the name of the trust is placed on the Claim Form, and the name of the trust is public information.” Source: https://vtlottery.com/about/faq
Virginia: 100% Anonymous if requested by the winner for prizes over $10 million. "A new law passed by the Virginia General Assembly and signed by the Governor prohibits the Virginia Lottery from disclosing information about big jackpot winners." "When the bill goes into effect this summer, the Virginia Lottery will not be allowed to release certain information about winners whose prize exceeds $10 million, unless the winner wants to be known." Source: https://www.13newsnow.com/article/news/local/virginia/new-virginia-law-allows-certain-lottery-winners-to-keep-identity-private/291-c33ea642-e8fa-45fd-b3a4-dc693cf5b372
US Virgin Islands: Anonymity appears to be an option. A $2 Million Powerball winner was allowed to remain anonymous. Source: https://viconsortium.com/virgin-islands-2/st-croix-resident-wins-2-million-in-latest-power-ball-drawing/
Washington: Not Anonymous/Can use a trust but info subject to open records act. "As a public agency, all documents held by Washington's Lottery are subject to the Public Records Act. Lottery prizes may be claimed in the name of a legally formed entity, such as a trust. However, in the event of a public records request, the documents forming the artificial entity may be released, thereby revealing the individual names of winners." https://www.walottery.com/ClaimYourPrize/
West Virginia: 100% Anonymous if requested by the winner for prizes over $1 million and 5% of winnings remittance. "Effective January 1, 2019, House Bill 2982 allows winners of State Lottery draw games to remain anonymous in regards to his or her name, personal contact information, and likeness; providing that the prize exceeds one million dollars and the individual who elects to remain anonymous remits five percent of his or her winnings to the State Lottery Fund." Source: https://wvlottery.com/customer-service/customer-resources/
Wisconsin: Not Anonymous/Cannot be claimed by other entities. "Pursuant to Wisconsin’s Open Records law (Wis. Stats. Secs. 19.31–19.39), the Lottery is required to disclose a winner’s name, likeness and place of residence. If you win and claim a prize, the Lottery may use your name, likeness and place of residence for any purpose without compensation to you.
Upon claiming your prize, you waive any claims against the Lottery and its representatives for any and all liability which may result from the disclosure or use of such information." "The original winning ticket must be signed by a single human being. For-profit and non-profit entities, trusts, and other non-human beings are not eligible to play or claim a prize." Source: https://wilottery.com/claimprize.aspx
Wyoming: 100% Anonymous if requested by the winner. "We will honor requests for anonymity from winners. However, we certainly hope winners will allow us to share their names and good news with other players." Source: https://wyolotto.com/lottery/faq/
Other countries
Australia: 100% Anonymous if requested by winner. "The great thing about playing lotto in Australia is that winners can choose to remain anonymous and keep their privacy, unlike in the United States where winners don't have such a choice, and are often thrown into a media circus." Source: https://www.ozlotteries.com/blog/how-to-remain-anonymous-when-you-win-lotto/
Bahamas: No current lottery. Source: https://thenassauguardian.com/2013/01/29/strong-no-vote-trend-so-far-in-gaming-referendum/
Barbados: Not Anonymous. "No. Barbados Lottery winners cannot remain anonymous. The Barbados Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Barbados Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.mybarbadoslottery.com/faqs
Brazil: 100% Anonymous if requested by the winner. Source: https://www.lotterycritic.com/lottery-results/brazil-lottery/
Canada: Not Anonymous. Every provincial lottery corporation in Canada requires winners to participate in a publicity photo shoot showing their face, their name and their municipality. Can seek anonymity if you have specific security concerns (rarely granted). Source: https://consumers.findlaw.ca/article/can-lottery-winners-remain-anonymous/
Carribbean Lottery Countries (Antigua/Barbuda, Anguilla, St. Kitts/Nevis, St. Maarten/Saba/St. Eustatius, and Turks/Caicos): Not Anonymous. "No. Caribbean Lottery winners cannot remain anonymous. The Caribbean Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Caribbean Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.thecaribbeanlottery.com/faqs
China: 100% Anonymous if requested by the winner. Must appear in a press conference and photo but allowed to wear disguise. Source: https://www.usatoday.com/story/news/world/2015/01/22/china-lottery-winners-mask/22108515/
Cuba: No current lottery. Source: https://oncubanews.com/en/cuba/society-cuba/cuban-traditions/lottery-the-national-game-infographics/
EuroMillions Countries (Austria, Belgium, France, Ireland, Luxembourg, Portugal, Spain, Switzerland, and UK*): 100% Anonymous if requested by the winner. Source: https://www.euro-millions.com/publicity
*United Kingdom: Excludes
*Caymen Islands, and Falkland Islands: No current lottery. Source: https://calvinayre.com/2018/11/02/business/cayman-islands-move-illegal-gambling-doesnt-address-real-issue/ Source: https://simonsblogpark.com/onlinegambling/simons-guide-gambling-falkland-islands/amp/#lottery-falkland-islands
*Anguilla, and Turks & Caicos: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
EuroJackpot Countries (Croatia, Czechia, Denmark, Estonia, Finland, Germany, Hungary, Iceland, Italy, Latvia, Lithuania, Netherlands*, Norway, Poland, Slovakia, Slovenia, Spain, and Sweden): 100% Anonymous if requested by the winner. Source: https://www.euro-jackpot.net/en/publicity
*Netherlands: Excludes
*St. Maarten, Saba, and St. Eustatius: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
Fiji: 100% Anonymous if requested by the winner. Source: https://fijisun.com.fj/2012/11/08/3m-lotto-win-here/
Georgia (Kartvelia): Anonymity appears to be an option. "2.9.1. Prizes and Winners. Each Bidder shall provide details of:....how winners who waive their right to privacy will be treated;" Source: https://mof.ge/images/File/lottery/tender-documentation.pdf
Guyana: Not Anonymous. Source: https://www.kaieteurnewsonline.com/2013/05/16/winner-says-he-was-too-busy-to-collect-78m-lotto-prize/
India*: Not Anonymous. Source: https://www.bbc.com/news/world-asia-35771298
*: Only available in the states of Kerala, Goa, Maharashtra, Madhya Pradesh, Punjab, West Bengal, Assam, Arunachal Pradesh, Meghalaya, Manipur, Sikkim, Nagaland and Mizoram. Source: https://www.indiatoday.in/india/story/lottery-mizoram-nagaland-sikkim-kerala-975188-2017-05-04
Indonesia: No current lottery. Source: https://apnews.com/45eb94ff1b1132470a7aa5902f0bc734
Israel: Not Anonymous by Law, Anonymous in Practice. “[A]lthough we have this right, we have never exercised it because we understood the difficulties the winners could encounter in the period after their win. We provide details about the winner, but in a manner that doesn’t disclose their identity,” Dolin Melnik, then-spokesperson for Israel’s Mifal Hapayis lottery told Haaretz in 2009." Source: https://www.timesofisrael.com/why-the-israeli-lottery-gives-winners-masks/
Jamaica: Not Anonymous. First initial and last name of winner was released but winner was allowed to wear a mask for photo. Source: https://news.e-servicis.com/news/trending/lottery-winner-takes-prize-in-scream-mask.1S/
Japan: 100% Anonymous if requested by the winner. Source: https://www.japantimes.co.jp/news/2017/09/08/business/japans-lottery-rakes-declining-revenues-younger-generation-gives-jackpot-chances-pass/#.XRYwVVMpCdM
Kenya: Not Anonymous. "9.1 When You claim or are paid a prize, You will automatically be deemed to grant to O8 LOTTO an irrevocable right to publish, through all types of media broadcasting, including the internet, for the purposes of promoting the win, Your full name (as well as Your nick name), hometown, photograph and video materials without any claim for broadcasting, printing or other rights" Source: https://mylottokenya.co.ke/terms-conditions
Malaysia: 100% Anonymous if requested by the winner. Source: https://says.com/my/news/a-24-year-old-malaysian-woman-just-won-more-than-rm4-million-from-4d-lottery
Nagorno-Karabakh: Not Anonymous. Source: http://asbarez.com/120737/artsakh-lottery-winner-claims-car-prize/
New Zealand: 100% Anonymous if requested by winner. Source: https://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10383080
North Korea: Not Anonymous. Source: https://www.nknews.org/2018/11/north-korean-sports-ministry-launches-online-lottery/
Northern Cyprus: Anonymity appears to be an option. Source: https://www.pressreader.com/cyprus/cyprus-today/20181124/281590946615912
Oman: 100% Anonymous if requested by the winner. Source: http://www.omanlottery.com/
Philippines: 100% Anonymous if requested by the winner. Source: https://www.rappler.com/nation/214995-ultra-lotto-winners-claim-winnings-pcso-october-2018
Romania: Anonymity appears to be an option. Source: https://www.thelotter.com/win-lottery-anonymously/
Russia: 100% Anonymous if requested by the winner. Source: http://siberiantimes.com/otheothers/news/siberian-scoops-a-record-184513512-roubles-on-russian-state-lottery/
Samoa: Not Anonymous. Source: https://www.rnz.co.nz/international/pacific-news/191796/samoa%27s-lotto-winner-still-a-mystery
Saudi Arabia: No current lottery. Source: https://www.arabnews.com/police-arrest-lottery-crooks-victimizing-expats
Singapore: Anonymity appears to be an option. Source: https://www.straitstimes.com/singapore/did-you-win-here-are-results-of-136m-toto-hongbao-draw
Solomon Islands: No current lottery. Source: http://www.paclii.org/sb/legis/consol_act/gala196/
South Africa: 100% Anonymous if requested by the winner. Source: https://www.thesouthafrican.com/powerball-results/powerball-winner-r232-million-found-lottery-details/
South Korea: 100% Anonymous if requested by the winner. Source: https://elaw.klri.re.keng_mobile/viewer.do?hseq=38378&type=sogan&key=5
Sri Lanka: Anonymity appears to be an option. Source: http://www.thesundayleader.lk/2010/01/31/where-do-all-the-lottery-winners-go/
Taiwan: 100% Anonymous if requested by the winner. Source: http://m.focustaiwan.tw/news/asoc/201806250011.aspx
Trinidad and Tobago: Anonymity appears to be an option. Source: https://trinidadexpress.com/news/local/student-wins-the-million-lotto/article_3f3c8550-570d-11e9-9cc3-b7550f9b4ad4.html
Tuvalu: No current lottery. Source: http://tuvalu-legislation.tv/cms/images/LEGISLATION/PRINCIPAL/1964/1964-0004/GamingandLotteries_1.pdf
United Arab Emirates: Not Anonymous. Source: https://www.ndtv.com/indians-abroad/shojith-ks-in-sharjah-uae-wins-abu-dhabi-duty-free-big-ticket-4-million-jackpot-rejects-calls-2032942
Vatican City: Anonymity appears to be an option. Source: https://cruxnow.com/vatican/2018/12/04/popes-white-lamborghini-up-for-raffle-winner-gets-trip-to-rome/
Vietnam: Anonymity appears to be an option. Source: https://ampe.vnexpress.net/news/news/vietnamese-farmer-identified-as-winner-of-4-million-lottery-jackpot-3484751.html
Windward Lottery Countries (Dominica, Grenada, Saint Lucia, Saint Vincent and the Grenadines): Not Anonymous. "Prize winners asked to do so by Winlot must give their name and address, and satisfactory establish their identity. All winners of the Jackpot (Match 6) prize will be photographed. Note that Winlot and CBN reserve the right to publish the names, addresses and photographs of all the winners." Source: http://www.stlucialotto.com/snl/super6_rules_regs.php
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2020.08.28 19:18 IdolA28Augl Its G-ay Millionaire Da-ting Nh

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2020.08.25 12:56 Ok-One9373 High West Capital Partners Scam

High West Capital Partners Scam

FBI is on the way against High West Capital Partners
Most of us have probably worked jobs that weren’t quite what they seemed on the outside, but my time at High West Capital Partners is in a category of its own; they owe me $275k and have vanished with my money.
If you’ve ever seen the Tom Cruise movie The Firm, where a hotshot lawyer takes a well-paid role without asking too many questions and soon realizes he is working for the mob, you’ll recognize some of my experiences at High West - without the Hollywood ending.
I lost my job in 2008 after serving my time in Wall Street and for the next decade bounced around a couple of small brokerage firms. I still don’t know how they found me, but I was headhunted on LinkedIn in spring 2019 by an assistant for someone called Jim Locke, the apparent MD of High West Capital Partners, LLC. They promised me 10% commission and would cover all expenses. I agreed almost immediately, and a memo (not a contract) was sent over with the terms of the agreement.
I never spoke to or heard from James Locke during my time at High West Capital Partners, LLC. Does this supposed MD of a supposed investment vehicle that “reaches around the globe twenty-four-seven” even exist? I’ve asked myself this plenty of times over the last year. Most of my research, and that of the investigators I hired to help peel back some of the layers, would indicate no.
Who are High West Capital Partners?
With zero money and no contact from the firm for several months now I have tried to go as deep as possible into the company who were meant to be employing me, and found most of the roads leading to High West Capital Partners went nowhere.
The website promotes offices in Hong Kong, Singapore and Nevis, but for some reason visitors are greeted with an image of Paris, France. High West Capital Partners boasts of its financial intelligence but strange details and the strapline “custom goods made to order” which is not any kind of financial terminology I have heard in 20+ years make the site look more like an amateurish scam.
The Hong Kong address listed on the High West Capital Partners website, 15 Queen's Road, 75J5+65 Central Hong Kong, is in the centre of the fashion district.
It is home to many law firms, and is the location of choice for at least eight offshore funds, all shell companies registered in the British Virgin Islands (BVI) between December 2006 and September 2007. It is not home to High West Capital Partners as there is no record of a company of that name ever existing at that Hong Kong address.
During a trip to Hong Kong to meet a potential client in winter 2019 I swung by the building unannounced, out of curiosity. There was no trace of High West Capital Partners on any of the signage and the reception desk also could not find any data indicating the firm operated out of the building.
Hong Kong’s business register has no record of High West Capital Partners, and neither does the Securities and Futures Commission, Hong Kong’s finance regulator.
A six-minute walk away from 15 Queens Road is the Hong Kong Chinese Bank Building. Here, High West Capital Limited was registered in July 2020 by three foreigners; a German, Dr Thomas Robert Wetzer; and two Austrians, Alfons Mensdorff-Pouilly, and Alexander Spitzy.
All three are senior executives at Jebsen Group, a legitimate and longstanding investment management group. Mensdorff-Pouilly and Spitzy are senior managers at Jebsen, while Wetzer is a general manager of equity portfolio at the offshoot Jebson Capital.
High West Capital Limited has no website or any other identifying information, is registered at Suite 603, 6/F The Chinese Bank Bldg Nos 61-65 Des Voeux Rd Central, Hong Kong.
The trio make no mention of High West Capital Limited on their social media profiles, and there is no other financial paperwork lodged. They paid HK $1,000.00 to incorporate it, and the company secretary, which tends to be a law firm, is listed at the same address. It is called Kompliance Limited, a private company formed May 2017.
Look’s Securities was incorporated in August 2016, the same year Spanier and McClain were convicted and around the same time period where all the other bits of the puzzle fit together.
Looks Securities is a sister to Look’s Asset Management, which is listed with Hong Kong’s securities regulator as offering securities advice since 2016 and has much the same management, including the same complaints officer who is the point of contact for regulatory issues.
The first iteration of High West Capital Partners LTD was incorporated in St Kitts and Nevis, which has one of the most obscure and secretive company register databases in the developed world, in 2016. High West’s financials are firewalled by Southpac Trust.
On 21 August 2017, High West Capital Partners LTD registered at Kingston Chambers, Town Road, VG1110, British Virgin Islands (BVI) with the Legal Entity Identifier 549300J8JHMPPSYSI103. It has no operations and no collateral at that site. That address is used by at least 10 other shell companies using the tax haven to obscure trails of wealth.
High West Capital Partners PTE. LTD was registered in August 2018, in Singapore. The address is 8 Marina View, #43-01, Asia Square Tower 1, Singapore 018960 in the local business registry. A “management consultancy” this time, High West Capital Partners PTE. LTD is listed as having five owner-shareholders who paid a cash sum of $5,000 to register.
Registering as a management consultancy means they can circumvent Singapore’s requirements to file annual reports of their income and they do not have to declare other financial information or make other documents publicly available.
Other registries covering Singapore have them at numbers #07-04 Asia Square Tower 1, and the have moved around the building, presumably to help muddy the waters even more.
In March 2017, High West Capital Partners, LLC was incorporated by the process agent Allison Zeledon in New York in 2017, at 91 Pantigo Road in East Hampton. The residential address, unlike the others around it, is blurred on Google Maps street view.

High West Capital's alleged processing agent's address
In cross-border financing transactions, the parties to the agreement must decide on a choice of law clause specifying that any disputes will be determined in accordance with the law of a particular jurisdiction. It varies, but New York, Hong Kong and the UK are usually chosen.
The process agent is basically the main point of contact for all legal documentation. Allison Zeledon performs this role for a couple of the 10 very similar companies she is linked with around the Hamptons area. Like Jim Locke, if Allison exists, she never responded when I was trying everything to get the money they owe me.
Also registered to that residential address is Hampton Global Invest, L.P. to the names Davis Zeledon, Margarete Seidler (born 1926), and Hans H. Seidler.
Davis Zeledon is a Costa Rican who opened a short-lived fund called Satori Capital Management Ltd in London in 2015 with a German equities trader residing in Spain. Satori was registered to a notorious central London address with 107 other shell companies.
Satori filed no accounts or other financial data and was struck off the British business register in March 2017, the same month High West Capital Partners, LLC was opened in New York. It exited the UK market just before two new sets of corporate anti-corruption laws entered force that would require greater disclosure on sources of funds.
For the sake of completion, Hampton Global Invest was also incorporated in December 2016 as a foreign limited partnership under the jurisdiction of Delaware. Like so many other players in all of this, it appears to be a shell vehicle; there’s no investing and little evidence of any global footprint.
The New York address is the only link High West Capital Partners, LLC has to the US, and I understand it has been raided by the feds.
There is no real US office, but seemingly a presence in Florida and Miami, where I first met the one and only person I know for a fact exists, a young man called Chasen Nevett.
Here’s Chasen’s WhatsApp contact picture, as you can see, his face is obscured, and for good reason, he will be the scapegoat when the High West Capital Partners’ house of cards falls down.
Every time I traveled, expecting to meet Jim Locke, or Allison Zeledon, or one of the other agents, Chasen would call, make excuses for why the others were missing, and then direct my business.

Chasen Navett's social media profile picture.
I first met Chasen in a coffee shop in downtown Miami, where he let slip he was in town to meet two other High West Capital Partners agents. They went by the names Eric Disbrow, a realtor who is for some reason called “Joe” in his online reviews, and Daniel Giancola, who has sadly removed his LinkedIn profile picture since I started hitting it every day. Whether these are their real names, I have no idea.
I do know that Chasen also goes by the names Robert Klein and Gabriel Messorow. Those are the names he has on two passports (one British, one US) stashed in his drawer in the Singapore office that were found by an office representative of 8 Marina View, #43-01, Asia Square Tower 1, Singapore who had been spooked by a call from US federal prosecutors. I had to try and calm the man after turning up at the offices unannounced, as he began to shove paperwork at me; indictments, arrest warrants, asset seizure notices.

Federal Indictment issued for the two primary suspected ring leaders of the High West Capital Partners shell company
When I confronted Chasen, or Robert, or Gabriel, he got extremely nervous, and started mumbling about a guy called James Miceli, who I’ll come to shortly, Chasen did the classic move of excusing himself to go to the bathroom and ghosting.

United States Federal Indictment Warrant for the ringleaders of the High West Capital Partners scam
I never saw Chasen in person again, but we exchanged messages where necessary. Clients have told me he refuses to meet them too.
So, in summary, High West Capital Partners shares addresses in BVI, Singapore, Nevis, and Hong Kong with multiple shell companies because it is also in fact a shell company.
It does not have any employees and it is not traded on any exchange. It doesn’t make money nor provide customers with any kind of services. It exists purely to obscure the identity of the people behind the money and shields them from the eyes of US tax officials.
Taking High West Capital Partners to court won’t help; your money has been funnelled through one of their many tax haven offices and is long gone. That is if you even get a response when taking legal action, as High West Capital Partners’ US operation is just as much of a sham.
The stock loan fraud
Not too long after I began work it soon became clear the links to Asia that High West Capital Partners gassed about really only extended to using Look’s Securities Limited in Hong Kong to sell the pledged stock that clients were putting up as collateral. The problem, the borrower didn’t know this, as they had been promised their stocks wouldn’t be sold unless there was a default.
Look’s Securities was incorporated in August 2016, around the same time period where all the other bits of the puzzle fit together. Looks Securities is a sister to Look’s Asset Management, which is listed with Hong Kong’s securities regulator as offering securities advice since 2016 and has much the same management, including the same complaints officer who is the point of contact for regulatory issues.
It was set up to obscure the trail of sold stocks, which would be dumped on the Hong Kong or Singapore markets in Chinese.
Our clients were told High West Capital Partners may hedge some transactions in connection to minimize the risk of an increase or decrease in collateral value of the loan, but that was all lies. High West Capital Partners, via Look’s, sold the collateral, almost immediately, to fund the loan.
I would notify Chasen of a potential lead, and once the paperwork was signed, he would take over the handling of the collateral and bring Look’s into the picture. He said those were his “orders from above”, but I have no idea who was above him.
A borrower later shared that these loans were generally fixed, usually around three years. They had “lockout” provisions that stops the borrower from prepaying the loan until a specified period elapsed, usually twelve or eighteen months after the date of the agreement.
Borrowing against stock is a totally legitimate way for businesses to get operating capital or a boost of cash to grow - but when the company legitimately can’t get the stock back, especially when they’ve been promised it, a federal crime has been committed.
Hunting payments and the trail through the Hong Kong and Singapore stock exchanges proved near impossible for anyone who tried, and I did for a while.
The excuses from Look’s and Chasen as to what the hell happened were never-ending; Coronavirus, market volatility, the shorting of virus-hit stocks and the freezing of exchanges, riots in Hong Kong making it unsafe for staff, it was something new every day.
Two things happen when the transaction goes like that. One, a business makes interest payments every quarter to service the loan, only to find out after the debt is repaid that the stock is gone. Two, more likely, as I saw during my short time at High West Capital Partners, is this huge dumping of shares sparks a stock price collapse which triggers the ‘Margin Clauses’ buried in the contract, causing the borrower to default, crystalizing the fraud.
After a couple of, I presume now provisional, commissions on the back of deals I’d made, the money stopped coming, emails weren’t returned, and things turned really strange.
High West Capital Partners did not encourage me to visit any of their offices, and instead kept a shared Google drive of scripts and other sales documents. I saw a couple of names on the edits that overlapped with some stories I heard back in the day and started to do some digging.
It got to the point I had no contact with the company for four days, which is when I started poking around a bit more. They owed me $275,000 for a couple of trades, and they had gone quiet when it was time to pay. Calls and emails to Singapore, Nevis and Hong Kong went unanswered.
At this point, some clients were calling me in a rage, but there wasn’t much I could do; the truth is it had been dumped almost in order to fund the loans. I tried to direct some of them to Southpac and the High West Capital Partners LTD BVI office at Kingston Chambers, Town Road, VG1110, but then started getting emails from Chasen– who had been ignoring me until this point - warning me off. Did they have access to my email or something?
Argyll Equities, LLC., and Amerifund Capital Finance, LLC.
In typical half-assed High West Capital Partners fashion, some of the sales scripts and contracts on the share drive were not edited properly, and occasionally had the names Argyll Equities, LLC., and Amerifund Capital Finance, LLC inside the copy where High West or Look’s should have sat.
This was the clearest indicator the loan fraud scheme wasn’t just being executed in the exact same manner as the Argyll and Amerifund cases - it was being run by the same people.
Way back when, James T Miceli and Douglas McClain, Jr, operated Argyll Equities, and Jeffrey Spanier operated Amerifund Capital Finance LLC, the loan brokerage business which was often represented as the retail arm of Argyll.
Argyll was an institutional lender with big cash reserves that could be lent to corporate executives and other individuals. The shareholders would pressure Miceli, McClain and Spanier to push the loaned stock they had bought from clients towards Argyll, who sold it.
The FBI and SEC took the trio to court and secured convictions, despite some shaky evidence and
When the Argyll Equities thing blew up, Miceli killed himself protesting his innocence, unable to take what was happening. Jeffrey Spanier and Doug McClain had always said they were answering to people above them at Argyll and Amerifund Capital Finance, LLC. Spanier helped out the authorities from the start, his lawyers said, because he’d been acting on orders.
Everything pointed to the bosses of Argyll and Amerifund fleeing to Asia in late 2015 where they started the scam all over again. High West Capital Partners has no collateral, no cash reserves and no independent source of funding.
For Spanier and McClain, read Chasen, Giancola and Disbrow, whose name are on most of the contracts and will take the fall, whether they deserve it or not. For Argyll, read Look’s, which is dumping the stock in the Asian markets to ensure there is no trace of it.
High West Capital Partners activity
If you look at the performance of some companies today where High West Capital Partners are involved with stock loans, you’ll see the same patterns.
In July 2019, the CEO of tech firm ClearStar transferred 1,613,000 ordinary shares to High West as collateral for a loan in an off-market transaction. The announcement and press notices have no extra information or contact details for High West Capital Partners, and does not reference whether it is the New York, BV, or Singapore arm of the firm involved. Unlike the other players there are no contact details for High West Capital Partners or detail about their side of the transaction.

ClearStar INC, transfer of 1,613,000 shares to High West Capital Partners for Stock Loan.
ClearStar’s value has halved in that time and is still plummeting.

ClearStar price since entering into loan agreement with High West Capital Partners
In September 2017, a month after opening, High West Capital Partners, LLC entered into a share pledge agreement with Hattan Land Limited whereby 26,666,700 ordinary shares were transferred to an agent of High West.

Rule 728, Catalist Rules
Hattan Land’s share price is down 36% this year alone, and the company has lost 70% of its value since entering into an agreement with High West.

Hattan Land price since entering into agreement with High West Capital Partners
Note that this transaction took place in Singapore, but not through High West Capital Partners PTE. LTD of 8 Marina View #43-01, Asia Square Tower 1, Singapore but was handled by High West Capital Partners, LLC, of New York, the shell company with no assets.
High West boasts on its website of how its investment team “specializes in bespoke financing to achieve our clients objectives”, but there cannot be many companies out there who have the aim of losing millions and having their values slashed.
What do we know?
The exact same fraud perpetrated at Argyll Equities and Amerifund Capital Finance is being played out again by High West Capital Partners and Look’s Securities, by the individuals who were not jailed for the original crimes.
The High West Capital Partners executives Jim Locke, Daniel Ginacola, Eric Disbrow and Chasen Nevett are the subject of federal investigations over their fraudulent activities.
No client I spoke with, nor anyone else involved remotely has ever met anyone other than Chasen Nevett. Chasen himself has several identities, and it would not be a stretch to assume the others do too. The firm’s US process agent Allison Zeledon also has questions to answer, if she exists.
High West Capital Partners LTD, registered at Kingston Chambers, Town Road, VG1110, British Virgin Islands (BVI), is a shell company used to funnell ill-gotten gains from other ventures.
High West Capital Partners PTE. LTD of 8 Marina View, #43-01, Asia Square Tower 1, Singapore 018960 is another shell company used to route money out of Singapore in a manner that obscures the identities of the individuals behind the businesses.
High West Capital Partners, LLC of New York in 2017, at 91 Pantigo Road in East Hampton, is a shell company used to facilitate cross-border transactions and hide the identities of the individuals behind the scam.
These last few months, with the bills racking up and work slowing, have been brutal. Trying to get information out of High West is like nailing jello to the wall; I cannot do this by myself. I want the money they owe me $275,000, and I want the world to know what kind of company they are.
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2020.08.23 15:16 _anthologie Something about Steven's issue from the perspective of an Indonesian

Sorry, I have not seen/heard Steven's actual wording. Is it his wording that is too insistent in staying in touch with bigoted friends? Even in a society like USA where it is safemuch more encouraged to avoid bigots and move away from them?
I am not here to defend any poor wording of Steven's if that's the case. But I'd like to give some context on what it's like to have bigoted close friends and relatives in where he grew up, cuz I am living there right now.
Steven was Malaysian (iirc)... and bigotry is still very ubiquitous, enforced and open there (look it up), as well as Singapore and Indonesia.
Here where I live, the 30 year old priest who guides my monthly religious group for university students said to not date people of your own gender. The word gay is used as insults nearly all the time in coloquial contexts. My female classmates mock each other for "acting lesbian" while obsessing over fictional gay men. The younger security guards in the bank centre in my Uni complex listens/watches sermons that warns of homosexuality and transgendered people. I know it because the security guards play it in their smartphones without earbuds and with the volume on every morning to wake themselves up. There's bodies of psychiatrists who label homosexuality as mental illness here in Indonesia. Look them up if you do not believe me. The Human Rights Watch keeps these countries accountable for many crimes and denial of services against LGBTQ+ people.
Those people/institutions I can easily cut off from my life. My '70s parents and best teachers though... are bigoted/scared of other bigots, not sure which. What I'm sure of is that one of them incessantly jokes about Freddie Mercury going to hell many times (which weirds me out because she watches Bohemian Rhapsody three times and is obsessed with both his music and Rami Malek). And another berates me and harshly prohibitted me of admitting to others that I am bi or dating a girl in a long car ride at night after I got home from three days of a mountain camp.
What I'm also sure of is that they provided me with partial scholarships and fed, housed and earned money for my livelihood. They also are the people I joke and share my feelings to the most, what with me having been unable to befriend people my age most of the time out of completely differing tastes and focus in life. I am very afraid of them denying me of their care/basic necessities, as I am still unable to work in my degree's field and I actually am grateful for many things they have done for me. If I say I hate their bigotry, they being the people in power over me might abuse me or deny me my basic necessities or my future career.
And I actually still love my parents- in a country with many abusive parents, they are fairly lenient and they involve themselves a lot in making me gain knowledge and live in a fulfilling way. Heck, one of my parent adores the same games and music I do and we can gush long stretches about them. I personally barely have friends my age, and many of them are bigoted. I am not good at maintaining contact with my less bigoted online acquaintances due to my studies. So I heavily rely on my parents and my younger sibling for the socializing and daily assistance I need.
In summary I think Steven came from that kinda life like mine. Maybe he's not as hermity and solitary like I am, but I think his social environment is similar to mine.
I will never know how Steven's friends' bigotry are unless he actually tells about them himself. Which he does not have to at risk of having the fears of abuse/rejections come true. But I think he might be having similar experiences as I do. All he can do is apologize if his wording is the one that does not put into account of where the asker lives & the asker's actual pain & feelings about their bigoted friends. He should have explained this like how I explained it above, in my opinion. The world is weird and not black-and-white after all. And only wonderful in some parts/aspects.
This has been a rant, sorry.
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